Grady County property record for 397 Smith Rd, Cairo, GA 39828 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,838 sqft Heated Area |
| Lot Size | 1,916,640 sqft (44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2025) |
| Tax Bill | $2,342.00 (2025) |
| Primary APN | 00690035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,838 sqft Heated Area |
| 1st Floor | 1,280 sqft 1st Floor |
| 2nd Floor | 558 sqft 2nd Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 1,916,640 sqft (44 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 432 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Porch | Open Porch |
| Porch Area | 710 sqft Porch |
| Pole Structure | 720 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 5545 |
|---|---|
| Old Parcel Number | 00690035 |
| Street Address | 397 SMITH RD |
| City | CAIRO |
| State | GA |
| Zip | 39828-7424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANDLOT:97 DIST:18 |
| Jurisdiction | GRADY GA |
| Minor Civil Division | CAIRO |
| Census Blockgroup | 2 |
| Census Block | 2062 |
| Census Tract | 950501 |
Source: Grady County records · APN 00690035
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 SMITH RD, CAIRO, GA 39828-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Nov 26, 2008 · Amount on Record |
| Deed Doc Number | 0000096570 |
| Deed Book / Page | 965 / 70 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 397 SMITH RD, CAIRO, GA 39828-7424 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 397 SMITH RD, CAIRO, GA 39828-7424 |
| Document Number | 0000000859/0000000010 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 0000000859/0000000010 |
| Name | UNITED NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 01, 2022 |
Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 (-20.42%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $195,310 (+14.04%) Land $92,722 Building $102,588 | $488,275 (+14.04%) Land $231,806 Building $256,469 |
| 2024 | $2,943.00 (+49.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $171,262 (+81.45%) Land $90,952 Building $80,310 | $428,155 (+81.45%) Land $227,381 Building $200,774 |
| 2023 | $1,967.00 Homeowner's exemption | $94,385 Land $46,308 Building $48,077 | $235,962 Land $115,770 Building $120,192 |
Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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