434 Shadow Ln, Decatur, IL 62526 Property Records

Macon County property record for 434 Shadow Ln, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,592 sqft · built 1975
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Apr 2022)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-27-205-018`

Property Details

APN / Parcel Number

Primary APN	`07-07-27-205-018`
Alternative APN	`07-27-205-018`

Interior

Full Baths	3 Baths
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	85 ft deep x 100 ft wide
Garage Area	560 sqft
Porch	Slab
Porch Area	48 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	070727205018
Street Address	434 SHADOW LN
City	DECATUR
State	IL
Zip	62526-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	LOT 106 SHADOW LANE 4TH ADDN 100X85
Legal Range	02E
Legal Township	17N
Legal Section	27
Legal Subdivision	SHADOW LANE FOURTH ADD
Legal Lot Number	106
Jurisdiction	MACON IL
Township / Civil Division	HICKORY POINT
Census Block Group	1
Census Block	1011
Census Tract	2902

Owner

434 Shadow Ln is owned and occupied by an individual who bought it in April 2022.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	434 SHADOW LN, DECATUR, IL 62526-1145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Aug 3, 2016
Deed Document Number	20221995170
Deed Book / Page	4890 / 14
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Apr 20, 2022
Property Address	434 SHADOW LN, DECATUR, IL 62526-1145
Document Number	0004890/14
Book / Page	4890 / 14
Map Reference	BK 1675 PG 219
Instrument Date	Apr 15, 2022
Instrument	1995170
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 SHADOW LN, DECATUR, IL 62526-1145

Mortgage

Document Number	1995171489016
Date	Apr 20, 2022
Instrument	1995171489016

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 434 Shadow Ln was $5,942 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Hickory Point Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,942.00	$68,359 Land $13,706 Building $54,653	$205,097 Land $41,122 Building $163,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Shadow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1983–2022)
Claims Outside the SFHA	6 of 25
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Shadow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20