489 Shadow Ln, Decatur, IL 62526 Property Records

Macon County property record for 489 Shadow Ln, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,138 sqft · built 1972
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,333 (Nov 2021)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-27-251-007`

Property Details

APN / Parcel Number

Primary APN	`07-07-27-251-007`
Alternative APN	`07-27-251-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Area	528 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	070727251007
Street Address	489 SHADOW LN
City	DECATUR
State	IL
Zip	62526-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	LOT 69 SHADOW LANE 2ND ADDITION 04BK3465/971 65X110
Legal Range	02E
Legal Township	17N
Legal Section	27
Legal Subdivision	SHADOW LANE SECOND ADDITION
Legal Lot Number	69
Jurisdiction	MACON IL
Township / Civil Division	HICKORY POINT
Census Block Group	1
Census Block	1008
Census Tract	2902

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 SHADOW LN, DECATUR, IL 62526-1144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	20211988400
Deed Book / Page	4861 / 731
Last Transfer Date	Mar 17, 2025
Transfer Doc	2025R002814
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Nov 9, 2021
Property Address	489 SHADOW LN, DECATUR, IL 62526-1144
Document Number	4861/731
Book / Page	4861 / 731
Map Reference	BK 1575 PG 157
Instrument Date	Nov 4, 2021
Instrument	1988400
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 SHADOW LN, DECATUR, IL 62526-1144

Mortgage

Document Number	19884014861732
Date	Nov 9, 2021
Instrument	19884014861732

Lender

Name	AMERICAN PACIFIC MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Hickory Point Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00 (+4.34%) Homeowner's exemption	$50,445 (+7.07%) Land $10,147 Building $40,298	$151,350 (+7.07%) Land $30,444 Building $120,906
2024	$4,059.00	$47,114 Land $9,477 Building $37,637	$141,356 Land $28,434 Building $112,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1983–2022)
Claims Outside the SFHA	6 of 25
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20