Berks County property record for 434 Schuylkill Ave, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,073 sqft · built 1895 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Nov 2022) |
| Tax Bill | $530 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-64-42-8506 |
| Primary APN | 5307-64-42-8506 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,073 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 871 sqft (0.02 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6627655 |
|---|---|
| Street Address | 434 SCHUYLKILL AVE |
| City | READING |
| State | PA |
| Zip | 19601-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2500 |
434 Schuylkill Ave is owned by two individuals who bought it in November 2022.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 GREENTREE RD, QUARRYVILLE, PA 17566-9458 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed, Transfer · Line of Credit UNIVEST BANK & TRUST CO |
| Mar 7, 2022 | Deed, Transfer · Stand-Alone First Mortgage PRIME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Prior Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 202246049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 30, 2022 |
| Property Address | 434 SCHUYLKILL AVE, READING, PA 19601-2626 |
| Document Number | 0000046049 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022046049 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 GREENTREE RD, QUARRYVILLE, PA 17566-9458 |
| Document Number | 0000046050 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022046050 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 7, 2022 |
| Property Address | 434 SCHUYLKILL AVE, READING, PA 19601-2626 |
| Document Number | 0000009276 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022009276 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3023 HARVEST DR, RONKS, PA 17572-9756 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009277 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022009277 |
| Name | PRIME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 434 Schuylkill Ave was $530.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530.00 | $18,800 Land $5,300 Building $13,500 | $5,300 Land $5,300 |
| 2024 | $497.00 | $18,800 Land $5,300 Building $13,500 | |
| 1994 | $18,800 Land $5,300 Building $13,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 434 Schuylkill Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 434 Schuylkill Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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