432 Schuylkill Ave, Reading, PA 19601 Property Records

Berks County property record for 432 Schuylkill Ave, Reading, PA 19601

Property Summary

Property Type	Store with Apartments
Details	3,676 sqft · built 1880
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$45,000 (Jul 2018)
Tax Bill	$1,140 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-64-42-7583`

Property Details

APN / Parcel Number

Primary APN	`5307-64-42-7583`
Alternative APNs	`06-5307-64-42-7583` `06627605` `627605`

Interior

Stories	3 Stories
Building Area	3,676 sqft Gross Area
1st Floor Area	1,667 sqft
Basement Area	1,357 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Construction Type	Frame
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Covered Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06627605
Street Address	432 SCHUYLKILL AVE
City	READING
State	PA
Zip	19601-2626
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Block	42
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3000
Census Tract	2500

Owner

432 Schuylkill Ave, a commercial property, is owned by a company that bought it in July 2018.

Source: Berks County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	432 SCHUYLKILL AVE, READING, PA 19601-2626
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage RIVERFRONT FCU
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Jul 25, 2018	Grant Deed, Transfer · Line of Credit GREATER BERKS DEV FUND
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST FND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Deed Document Number	201824817
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	432 SCHUYLKILL AVE, READING, PA 19601-2626
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 N 9TH ST, READING, PA 19604-2309
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062506
Date	Dec 16, 2021
Instrument	2021062506

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	432 SCHUYLKILL AVE, READING, PA 19601-2626
Document Number	0000024018
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	432 SCHUYLKILL AVE READING PA 196012626, READING, PA 19601-2626

Mortgage

Document Number	0000024018
Date	Jul 21, 2020
Instrument	24018

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	400 NORTH ST # 4TH, HARRISBURG, PA 17120-0211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 25, 2018
Property Address	432 SCHUYLKILL AVE, READING, PA 19601-2626
Document Number	0000024817
Instrument Date	Jul 25, 2018
Instrument	24817
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ABSTRACTING COMPANY/BERKS COUNTY

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	432 SCHUYLKILL AVE READING PA 196012626, READING, PA 19601-2626

Mortgage

Document Number	24818
Date	Jul 25, 2018
Instrument	24818

Lender

Name	GREATER BERKS DEV FUND
Type	Funding / Finance Company
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	432 SCHUYLKILL AVE, READING, PA 19601-2626
Document Number	0000035385
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W OLEY ST READING PA 196012302, READING, PA 19601-2302

Mortgage

Document Number	0000035385
Date	Sep 26, 2017
Instrument	35385

Lender

Name	COMMUNITY FIRST FND
Type	Funding / Finance Company
Address	LANCASTER, PA 17608-0524

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 25, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 432 Schuylkill Ave was $1,140.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,140.00	$40,400 Land $12,000 Building $28,400	$12,000 Land $12,000
2024	$1,069.00	$40,400 Land $12,000 Building $28,400
1994			$40,400 Land $12,000 Building $28,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Schuylkill Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 432 Schuylkill Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Schuylkill Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures