St. Tammany Parish property record for 434 Rutherford Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 4,281 sqft · built 2013 |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (Sep 2011) |
| Tax Bill | $5,883 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| APN | 112-125-7013 |
| Primary APN | 112-125-7013 |
|---|---|
| Alternative APN |
|
| Building Area | 4,281 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 112-125-7013 |
|---|---|
| Street Address | 434 RUTHERFORD DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 199 RIVER OAKS SUB PH 4 CB 1371 484 CB 1464 24 INST NO 995483 INST NO 1002778 INST NO 1329075 INST NO 1494667 INST NO 182 |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 4 |
| Legal Lot Number | 199 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 434 RUTHERFORD DR, COVINGTON, LA 70433-5060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2011 · Amount on Record |
| Deed Sale | Sep 21, 2011 · Amount on Record |
| Deed Document Number | 1828075 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 434 RUTHERFORD DR, COVINGTON, LA 70433-5060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002125931 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2125931 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,883.00 (-3.54%) Homeowner's exemption | $56,543 (-) Land $5,800 Building $50,743 | $565,430 (-) Land $58,000 Building $507,430 |
| 2024 | $6,099.00 (+9.03%) Homeowner's exemption | $56,543 (+13.76%) Land $5,800 Building $50,743 | $565,430 (+13.76%) Land $58,000 Building $507,430 |
| 2023 | $5,594.00 Homeowner's exemption | $49,703 (-) Land $5,800 Building $43,903 | $497,030 (-) Land $58,000 Building $439,030 |
| 2022 | $5,594.00 Homeowner's exemption | $49,703 Land $5,800 Building $43,903 | $497,030 Land $58,000 Building $439,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 68% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTILITIES INC - NORTH PARK WATER SUPPLY private · serves 11,298 people · EPA ID LA1103124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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