418 Rutherford Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 418 Rutherford Dr, Covington, LA 70433 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4,440 sqft · built 1999
Lot Size	1.24 acres (54,106 sqft)
Owner	2 Individual Names on File
Last Sale	$551,500 (Feb 2019)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Mortgage + 1 more
APN	`112-125-6963`

Property Details

APN / Parcel Number

Primary APN	`112-125-6963`
Alternative APN	`50230`

Interior

Building Area	4,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	54,106 sqft (1.24 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	418 RUTHERFORD DR
City	COVINGTON
State	LA
Zip	70433-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195A RIVER OAKS SUB PH 4 CB 1371 484 CB 1464 24 INST NO 1063865 INST NO 1103539 INST NO 2147013
Legal Subdivision	RIVER OAKS ESTATES
Legal Phase	4
Legal Lot Number	195A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	40607

Owner

Source: St. Tammany Parish records · APN 112-125-6963

Assessment roll updated February 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 RUTHERFORD DR, COVINGTON, LA 70433-5060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED RIVER BANK
Feb 20, 2019	Deed, Transfer · Conventional Mortgage RED RIVER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	20192147013
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	418 RUTHERFORD DR, COVINGTON, LA 70433-5060
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002484091
Date	Mar 12, 2026
Instrument	2484091

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	418 RUTHERFORD DR, COVINGTON, LA 70433-5060
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002220559
Date	Aug 10, 2020
Instrument	2220559

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 20, 2019
Property Address	418 RUTHERFORD DR, COVINGTON, LA 70433-5060
Document Number	0002147013
Map Reference	MAP 1574
Instrument Date	Feb 15, 2019
Instrument	2147013
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CLOVER MEADOW DR, COVINGTON, LA 70433-6620

Mortgage

Document Number	0002147014
Date	Feb 20, 2019
Instrument	2147014

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,632.00 (-3.55%) Homeowner's exemption	$54,451 (-) Land $5,800 Building $48,651	$544,506 (-) Land $58,000 Building $486,506
2024	$5,839.00 (+8.81%) Homeowner's exemption	$54,451 (+13.46%) Land $5,800 Building $48,651	$544,506 (+13.46%) Land $58,000 Building $486,506
2023	$5,366.00 Homeowner's exemption	$47,990 (-) Land $5,800 Building $42,190	$479,900 (-) Land $58,000 Building $421,900
2022	$5,366.00 Homeowner's exemption	$47,990 Land $5,800 Building $42,190	$479,900 Land $58,000 Building $421,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 258 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024, Hurricane Francine
Claims By Storm	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 59% of Louisiana
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Metronet Holdings	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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