Clinton County and Peru Town property record for 434 River Rd, Peru, NY 12972
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,582 sqft · built 1869 |
| Lot Size | 12.7 acres (553,212 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Dec 2021) |
| Tax Bill | $4,349 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 094000 291.-1-19.1 |
| Primary APN | 094000 291.-1-19.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,582 sqft Living Area |
| 1st Floor Area | 1,669 sqft |
| 2nd Floor Area | 768 sqft |
| Upper Floors Area | 145 sqft |
| Year Built | Built 1869 |
|---|---|
| Effective Year Built | Effective 1869 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 553,212 sqft (12.7 acres) |
| Porch | Slab |
| Porch Area | 292 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 434 RIVER RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PAT BELLS |
| Legal Block | 1 |
| Legal Lot Number | 19.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 101901 |
Source: Clinton County and Peru Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 RIVER RD, PERU, NY 12972-4647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2015 · Amount on Record |
| Deed Document Number | 2021321154 |
| Prior Transfer Date | Nov 13, 2001 |
| Prior Transfer Doc | 2002038375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Dec 6, 2021 |
| Property Address | 434 RIVER RD, PERU, NY 12972-4647 |
| Document Number | 0000321154 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 20210-00321154 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 COVEL WAY, PERU, NY 12972-4590 |
| Document Number | 21000321155 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 210-00321155 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,349.00 (+268.87%) | ||
| 2025 | $1,179.00 | $212,600 (+4.37%) Land $46,100 Building $166,500 | $212,600 (+4.37%) Land $46,100 Building $166,500 |
| 2023 | $203,700 Land $41,100 Building $162,600 | $203,700 Land $41,100 Building $162,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
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