Essex County and Lawrence City property record for 434 Prospect St, Lawrence, MA 01841
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4 bd · 3 ba · 3,954 sqft · built 1920 |
| Lot Size | 0.124 acres (5,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Nov 2021) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112 0000 0055 2A |
| Primary APN | 112 0000 0055 2A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 7 Units |
| Stories | 3 Stories |
| Building Area | 3,954 sqft Total Area |
| Gross Area | 5,648 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 5,395 sqft (0.124 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 112 0000 0055 2A |
|---|---|
| Street Address | 434 PROSPECT ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-2083 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Lot Number | 55 2 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 250600 |
434 Prospect St, a commercial property, is owned by an individual who bought it in November 2021.
Source: Essex County and Lawrence City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRG BLACK LLC |
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRG BLACK LLC |
| Nov 22, 2021 | Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRG BLACK LLC |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRG BLACK LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Aug 2, 2005 · Amount on File |
| Deed Document Number | 202138260 |
| Deed Book / Page | 17239 / 212 |
| Prior Transfer Date | Nov 18, 2021 |
| Prior Transfer Doc | 017239-212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00016930-4 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 16930/4 |
| Instrument | 16151 |
| Name | TRG BLACK LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00016930-4 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 16930/4 |
| Instrument | 16151 |
| Name | TRG BLACK LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Document Number | 017239-212 |
| Book / Page | 17239 / 212 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 38260 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Document Number | 0000038261 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 38261 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Document Number | 16306-92 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 FLEMING AVE ANDOVER MA 018101404, ANDOVER, MA 01810-1404 |
| Document Number | 16306-92 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 016306/000092 |
| Instrument | 11347 |
| Name | TRG BLACK LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 434 PROSPECT ST, LAWRENCE, MA 01841-2083 |
| Document Number | 15895-342 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 434 PROSPECT ST LAWRENCE MA 018412044, LAWRENCE, MA 01841-2044 |
| Document Number | 15895-342 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 015895/000342 |
| Instrument | 14575 |
| Name | TRG BLACK LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $660,000 (+12.26%) Land $190,300 Building $469,700 | $787,265 |
| 2024 | $587,900 (+15.77%) Land $126,000 Building $461,900 | |
| 2023 | $507,800 Land $105,300 Building $402,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2006) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 434 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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