Essex County and Lawrence City property record for 405 Prospect St, Lawrence, MA 01841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,230 sqft · built 1925 |
| Lot Size | 0.393 acres (17,134 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $429,000 (Nov 2020) |
| Tax Bill | $4,775 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 112 0000 0069 A |
| Primary APN | 112 0000 0069 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Living Area |
| Gross Area | 3,564 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 17,134 sqft (0.393 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 112 0000 0069 A |
|---|---|
| Street Address | 405 PROSPECT ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 69 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 250600 |
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 405 PROSPECT ST, LAWRENCE, MA 01841-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Nov 25, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Aug 15, 1997 · Amount on Record |
| Deed Document Number | 202033580 |
| Deed Book / Page | 16624 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 405 PROSPECT ST, LAWRENCE, MA 01841-2040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 018404-287 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 18404/287 |
| Instrument | 17531 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Nov 25, 2020 |
| Property Address | 405 PROSPECT ST, LAWRENCE, MA 01841-2040 |
| Document Number | 16624-166 |
| Book / Page | 016624 / 000166 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 33580 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,956.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PROSPECT ST LAWRENCE MA 01841, LAWRENCE, MA 01841 |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,775.00 (+1.14%) | $552,700 (+3.02%) Land $150,300 Building $402,400 | $612,513 (+15.65%) |
| 2025 | $4,721.00 (+10.15%) | $536,500 (+15.77%) Land $150,300 Building $386,200 | $529,625 |
| 2024 | $4,286.00 (-9.04%) | $463,400 (-0.09%) Land $155,400 Building $308,000 | |
| 2023 | $4,712.00 | $463,800 Land $150,200 Building $313,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2006) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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