Richland County property record for 434 Preakness Ln, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,235 sqft Heated Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $399,900 (2024) |
| Tax Bill | $13,261.00 (2025) |
Source: Richland County records · APN 25911-05-34
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2024 | Deed of Trust, Mortgage · Line of Credit PRIMELENDING |
| Jun 24, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED TRUST BANK |
| Mar 17, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2024 · Amount on Record |
| Deed Sale | May 02, 2024 · Amount on Record |
| Prior Sale | Mar 17, 2021 · Amount on Record |
| Deed Doc Number | 202418816 |
| Deed Book / Page | 2919 / 3109 |
| Prior Transfer Date | Mar 10, 2015 |
| Prior Transfer Doc | 2011/0439 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 434 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 434 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Document Number | 0029193112 |
|---|---|
| Date | May 02, 2024 |
| Book Page | 2919/3112 |
| Instrument | 2024018817 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | 18111 PRESTON RD STE 900, DALLAS, TX 75252 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 434 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027563005 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 2756/3005 |
| Instrument | 2022036172 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 17, 2021 |
| Property Address | 434 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Document Number | 0025981242 |
| Book / Page | 2598 / 1242 |
| Map Reference | MB 1963 PG 1583 |
| Instrument Date | Mar 01, 2021 |
| Instrument | 2021017131 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,143.30 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 434 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Document Number | 2021017132 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021017132 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,261.00 (+3,503.53%) | $399,900 (+14.26%) Land $53,000 Building $346,900 | |
| 2024 | $350,000 (+35.66%) Land $53,000 Building $297,000 | ||
| 2023 | $368.00 (-85.19%) | $258,000 (-) Land $48,000 Building $210,000 | |
| 2021 | $2,484.00 | $10,320 | $258,000 Land $48,000 Building $210,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25911-05-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,235 sqft Heated Area |
| Gross Area | 4,078 sqft Gross Area |
| 1st Floor | 1,348 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 598 sqft Garage |
| Patio Area | 210 sqft Patio |
| Porch Area | 35 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02016543 |
|---|---|
| Street Address | 434 PREAKNESS LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7129 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 587 68.1X137.6X17.9X100.2X149.7X 21.6 #SU FOREST CREEK PH 15 |
| Legal Subdivision | FOREST CREEK |
| Legal Phase | 15 |
| Legal Lot Number | 68,587 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 11425 |
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