433 Preakness Ln, Elgin, SC 29045 Property Records

Richland County property record for 433 Preakness Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,640 sqft · built 2014
Lot Size	0.311 acres (13,559 sqft)
Owner	2 Individual Names on File
Last Sale	$118,461 (Nov 2014)
Tax Bill	$399 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25911-05-29`

Property Details

APN / Parcel Number

Primary APN	`25911-05-29`
Alternative APNs	`R25911-05-29` `02016491`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,640 sqft Heated Area
Gross Area	4,476 sqft
1st Floor Area	1,658 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,559 sqft (0.311 acres)
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02016491
Street Address	433 PREAKNESS LN
City	ELGIN
State	SC
Zip	29045-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 582 79.4X169.5X98.4X141.5 #SU FOREST CREEK PH 15 #PR RB1316-3340 RB1802-1830
Legal Subdivision	FOREST CREEK
Legal Lot Number	79,582
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1008
Census Tract	11425

Owner

433 Preakness Ln is owned and occupied by two individuals who bought it in November 2014.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 PREAKNESS LN, ELGIN, SC 29045-7129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Deed Document Number	201483949
Deed Book / Page	1986 / 3462
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	433 PREAKNESS LN, ELGIN, SC 29045-7129
Document Number	2406/3070
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 PREAKNESS LN ELGIN SC 290457129, ELGIN, SC 29045-7129

Mortgage

Document Number	2406/3070
Date	Jul 1, 2019
Book Page	002406/003070
Instrument	46719

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 Preakness Ln was $399.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00		$400,400 Land $53,000 Building $347,400
2023	$368.00		$291,300 Land $48,000 Building $243,300
2021	$323.00	$11,652 Land $1,920 Building $9,732	$291,300 Land $48,000 Building $243,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Preakness Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Preakness Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20