434 Osage St, Spring Valley, CA 91977 Property Records

San Diego County property record for 434 Osage St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1960
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Nov 2014)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`583-616-01-00`

Property Details

APN / Parcel Number

Primary APN	`583-616-01-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	434 OSAGE ST
City	SPRING VALLEY
State	CA
Zip	91977-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 354 TR 004524
Legal Subdivision	SPRING VALLEY ESTATES
Legal Tract	004524
Legal Block	2
Legal Lot Number	354
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	3108

Owner

434 Osage St is owned and occupied by an individual who bought it in November 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	434 OSAGE ST, SPRING VALLEY, CA 91977-5717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2014 · Amount on File
Deed Sale	Nov 21, 2014 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	2014510541
Prior Transfer Date	Oct 17, 2003
Prior Transfer Doc	0001290159
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	434 OSAGE ST, SPRING VALLEY, CA 91977-5717
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 OSAGE ST, SPRING VALLEY, CA 91977-5717

Mortgage

Document Number	0000075738
Date	Mar 24, 2023
Instrument	2023-0075738

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	434 OSAGE ST, SPRING VALLEY, CA 91977-5717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 OSAGE ST, SPRING VALLEY, CA 91977-5717

Mortgage

Document Number	0000561079
Date	Sep 22, 2020
Instrument	2020-0561079

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 434 Osage St was $3,622 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,500 (+2%) Land $164,238 Building $267,262
2025	$3,622.00	$423,040 Land $161,018 Building $262,022
2023	$5,170.00 (+1.63%) Homeowner's exemption	$406,615 Land $154,766 Building $251,849
2022	$5,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 434 Osage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Osage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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