San Diego County property record for 416 Osage St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,699 sqft · built 1960 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 583-616-04-00 |
| Primary APN | 583-616-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 416 OSAGE ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 357 TR 004524 |
| Legal Subdivision | SPRING VALLEY ESTATES |
| Legal Tract | 004524 |
| Legal Block | 2 |
| Legal Lot Number | 357 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3108 |
416 Osage St is owned and occupied by an individual who acquired it in November 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 OSAGE ST, SPRING VALLEY, CA 91977-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Nov 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2023 |
| Transfer Doc | 0000321331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 416 OSAGE ST, SPRING VALLEY, CA 91977-5717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 416 OSAGE ST, SPRING VALLEY, CA 91977-5717 |
| Document Number | 0000306863 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0306863 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 17, 2023 |
| Property Address | 416 OSAGE ST, SPRING VALLEY, CA 91977-5717 |
| Document Number | 0000321331 |
| Map Reference | MAP 4524 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 2023-0321331 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 OSAGE ST, SPRING VALLEY, CA 91977-5717 |
The 2025 property tax bill for 416 Osage St was $1,798 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $99,653 (+2%) Land $25,892 Building $73,761 | |
| 2025 | $1,798.00 Homeowner's exemption | $97,700 Land $25,385 Building $72,315 |
| 2023 | $1,610.00 (+2.74%) Homeowner's exemption | $93,908 Land $24,400 Building $69,508 |
| 2022 | $1,567.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 416 Osage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Osage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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