434 Main Rd, Monterey, MA 01245 Property Records

Berkshire County and Monterey Town property record for 434 Main Rd, Monterey, MA 01245

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,399 sqft · built 1873
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2007)
Tax Bill	$2,204 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Sale
APN	`M:0016 B:0000 L:85`

Property Details

APN / Parcel Number

Primary APN	`M:0016 B:0000 L:85`
Alternative APNs	`MONT M:0107 B:0047 L:0` `MTRY M:0107 B:0047 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,399 sqft Living Area
Gross Area	1,469 sqft
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	434 MAIN RD
City	MONTEREY
State	MA
Zip	01245-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	47
Jurisdiction	MONTEREY MA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2054
Census Tract	933200

Owner

434 Main Rd is owned by an individual who acquired it in July 2023.

Source: Berkshire County and Monterey Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 20, MONTEREY, MA 01245-0020
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC
Sep 5, 2023	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2007 · Amount on File
Deed Sale	Mar 12, 2007 · Amount on File
Prior Sale	Jun 18, 2004 · Amount on File
Deed Document Number	2007192458
Deed Book / Page	1756 / 105
Last Transfer Date	Jul 13, 2023
Transfer Doc	002859-165
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY MA
Property Address	434 MAIN RD, MONTEREY, MA 01245-7738
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002866-335
Date	Oct 17, 2023
Book Page	2866/335
Instrument	277229

Lender

Name	SPRING EQ LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MONTEREY MA
Recording Date	Sep 5, 2023
Property Address	434 MAIN RD, MONTEREY, MA 01245-7738
Document Number	002859-165
Book / Page	2859 / 165
Instrument Date	Jul 13, 2023
Instrument	276712
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 434 Main Rd was $2,204, up 14.4% from the year before.

Source: Berkshire County and Monterey Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Monterey Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,204.00 (+14.37%)	$305,200 (+1.97%) Land $112,000 Building $193,200	$416,799
2025	$1,927.00 (+5.01%)	$299,300 (-) Land $109,800 Building $189,500
2024	$1,835.00 (+14.33%)	$299,300 (+13.54%) Land $109,800 Building $189,500
2023	$1,605.00	$263,600 Land $109,800 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 434 Main Rd; there have been 21 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1984–2011)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber Connect Fiber	8,500 / 8,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

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