434 Legends Dr, Durango, CO 81301 Property Records

La Plata County property record for 434 Legends Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 3,436 sqft · built 2016
Lot Size	2.43 acres (106,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2015)
Tax Bill	$7,582 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-132-04-014`

Property Details

APN / Parcel Number

Primary APN	`5665-132-04-014`
Alternative APN	`R429723`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,436 sqft Living Area
Gross Area	4,281 sqft
1st Floor Area	2,547 sqft
Basement Area	889 sqft
Finished Basement	889 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	106,025 sqft
Garage Type	Attached
Garage Area	845 sqft
Porch	Porch
Porch Area	165 sqft
Patio Area	940 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R429723
Street Address	434 LEGENDS DR
City	DURANGO
State	CO
Zip	81301-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LEGENDS AT UTE PASS LOT: 14 PROJ 2004-0183 434 LEGENDS DR DURANGO 81301
Legal Subdivision	LEGENDS AT UTE PASS
Legal Block	1
Legal Lot Number	14
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1013
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 LEGENDS DR, DURANGO, CO 81301-6758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jan 4, 2017	Deed of Trust, Mortgage BANK OF CO
Jan 4, 2017	Deed of Trust, Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2015 · Amount on Record
Deed Sale	Aug 20, 2015 · Amount on Record
Prior Sale	Oct 12, 2006 · Amount on Record
Deed Document Number	20151101032
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	434 LEGENDS DR, DURANGO, CO 81301-6758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DURANGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176190
Date	Aug 21, 2020
Instrument	1176190

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	434 LEGENDS DR, DURANGO, CO 81301-6758
Document Number	0001123423
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 LEGENDS DR DURANGO CO 813016758, DURANGO, CO 81301-6758

Mortgage

Document Number	0001123423
Date	Jan 18, 2017
Instrument	1123423

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	434 LEGENDS DR, DURANGO, CO 81301-6758
Document Number	0001123422
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 LEGENDS DR DURANGO CO 813016758, DURANGO, CO 81301-6758

Mortgage

Document Number	0001123422
Date	Jan 18, 2017
Instrument	1123422

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTON, CO 80534

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,950 (+4.64%) Land $27,350 Building $92,600	$1,834,070 (-) Land $418,200 Building $1,415,870
2025	$7,582.00 (+62.63%)	$114,630 (+23.42%) Land $26,140 Building $88,490	$1,834,070 (+32.3%) Land $418,200 Building $1,415,870
2023	$4,662.00 (+67.04%)	$92,880 (+45.92%) Land $24,870 Building $68,010	$1,386,320 (+51.38%) Land $371,180 Building $1,015,140
2022	$2,791.00	$63,650 Land $18,270 Building $45,380	$915,790 Land $262,910 Building $652,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AlignTec, Spectrum, T-Mobile.

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