Cleveland County property record for 434 Leander St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,230 sqft · built 1958 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,033 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21696 |
| Primary APN | 21696 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,230 sqft Finished Area |
| Basement Area | 308 sqft |
| Unfinished Basement | 308 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1332456 |
|---|---|
| Street Address | 434 LEANDER ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-5158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT LEANDER ST |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 951200 |
434 Leander St is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 LEANDER ST, SHELBY, NC 28152-5158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 29, 2020 |
| Property Address | 434 LEANDER ST, SHELBY, NC 28152-5158 |
| Document Number | 0018180041 |
| Book / Page | 001818 / 000041 |
| Instrument Date | Jul 19, 2020 |
| Instrument | 42163 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 LEANDER ST SHELBY NC 281525158, SHELBY, NC 28152-5158 |
| Document Number | 18180046 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 001818/000046 |
| Instrument | 42164 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2050 |
The 2026 property tax bill for 434 Leander St was $1,033, up 4.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,033.00 (+4.66%) | $99,271 (-) Land $12,000 Building $87,271 | $99,271 (-) Land $12,000 Building $87,271 |
| 2025 | $987.00 | $99,271 Land $12,000 Building $87,271 | $99,271 Land $12,000 Building $87,271 |
| 2023 | $66,041 Land $8,960 Building $57,081 | $66,041 Land $8,960 Building $57,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Leander St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1992–2003) |
| Most Recent Claim | Apr 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Leander St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Ripple Fiber.
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