430 Leander St, Shelby, NC 28152 Property Records

Cleveland County property record for 430 Leander St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,102 sqft · built 1957
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2024)
Tax Bill	$1,423 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21694`

Property Details

APN / Parcel Number

Primary APN	`21694`
Alternative APNs	`1342970` `1367058`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,102 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1367058
Street Address	430 LEANDER ST
City	SHELBY
State	NC
Zip	28152-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT LEANDER ST
Legal Subdivision	C D HUNT PROPERTY
Legal Block	5
Legal Lot Number	15
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1020
Census Tract	951200

Owner

430 Leander St is owned and occupied by two individuals who acquired it in November 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 LEANDER ST, SHELBY, NC 28152-5158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SELF-HELP CU
Apr 8, 2019	Warranty Deed, Transfer · Conventional with PMI SELF-HELP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	2024200103865
Deed Book / Page	1927 / 1618
Last Transfer Date	Nov 13, 2024
Transfer Doc	0019331269
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 20, 2021
Property Address	430 LEANDER ST, SHELBY, NC 28152-5158
Document Number	0018520442
Book / Page	1852 / 442
Instrument Date	Sep 17, 2021
Instrument	200061407
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2935 POPLAR CIR, 2935, SHELBY, NC 28152-7532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LEANDER ST, SHELBY, NC 28152-5158

Mortgage

Document Number	1852444
Date	Sep 20, 2021
Instrument	1852/444

Lender

Name	SELF-HELP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 8, 2019
Property Address	430 LEANDER ST, SHELBY, NC 28152-5158
Document Number	0017891400
Book / Page	001789 / 001400
Instrument Date	Apr 8, 2019
Instrument	24912
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 LEANDER ST SHELBY NC 281525158, SHELBY, NC 28152-5158

Mortgage

Document Number	17891403
Date	Apr 8, 2019
Book Page	001789/001403
Instrument	24913

Lender

Name	SELF-HELP CU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 430 Leander St was $1,423, up 3.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,423.00 (+3.12%)	$138,757 (-) Land $12,000 Building $126,757	$138,757 (-) Land $12,000 Building $126,757
2025	$1,380.00	$138,757 Land $12,000 Building $126,757	$138,757 Land $12,000 Building $126,757
2023		$55,423 Land $8,960 Building $46,463	$55,423 Land $8,960 Building $46,463

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 430 Leander St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2003)
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Leander St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Ripple Fiber.

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