434 Forsters Tern St, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 434 Forsters Tern St, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,348 sqft · built 2017
Lot Size	0.293 acres (12,787 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2023)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`196-10-01-106`

Property Details

APN / Parcel Number

Primary APN	`196-10-01-106`
Alternative APN	`196-00-00-101`

Interior

Stories	2 Stories
Building Area	2,348 sqft Finished Area
Gross Area	2,852 sqft
1st Floor Area	1,004 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,787 sqft (0.293 acres)
Garage Area	420 sqft
Porch	Patio
Porch Area	84 sqft

Location & Zoning

Street Address	434 FORSTERS TERN ST
City	MONCKS CORNER
State	SC
Zip	29461-7534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 230CYPRESS RIDGE PH 5
Legal Subdivision	CYPRESS RIDGE
Legal Lot Number	230C
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1004
Census Tract	20707

Owner

434 Forsters Tern St is owned and occupied by an individual who bought it in July 2023.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · VA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jul 3, 2023	Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 19, 2020	Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 3, 2017	Grant Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	202319909
Deed Book / Page	4599 / 71
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04806/0102
Date	Mar 15, 2024
Book Page	4806/102
Instrument	2024007812

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 3, 2023
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Document Number	04599/0071
Book / Page	4599 / 71
Map Reference	CAB S PG 103-1&104-I
Instrument Date	Jun 30, 2023
Instrument	2023019909
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534

Mortgage

Document Number	2023019910
Date	Jul 3, 2023
Instrument	2023019910

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02523/0319
Date	Jul 28, 2017
Book Page	2523/0319
Instrument	2017026831

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02951/0121
Date	Feb 14, 2019
Book Page	2951/0121
Instrument	2019004921

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 19, 2020
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Document Number	03543/0195
Book / Page	3543 / 195
Map Reference	CAB S PG 103-I&104-I
Instrument Date	Sep 24, 2020
Instrument	2020040633
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	WEEKS AND IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2678 STEVENS PASS DR APT 1, 1, BREMERTON, WA 98312-2076

Mortgage

Document Number	2020040634
Date	Oct 19, 2020
Instrument	2020040634

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Document Number	2865/0672
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 FORSTERS TERN ST MONCKS CORNER SC 294617534, MONCKS CORNER, SC 29461-7534

Mortgage

Document Number	2865/0672
Date	Oct 12, 2018
Book Page	002865/000672
Instrument	35259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 3, 2017
Property Address	434 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Document Number	2385/0154
Book / Page	002385 / 000154
Instrument Date	Feb 3, 2017
Instrument	3970
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	434 FORSTERS TERN ST MONCKS CORNER SC 29461, MONCKS CORNER, SC 29461

Tax Assessment & Valuation

The 2025 property tax bill for 434 Forsters Tern St was $1,584 with a homeowner's exemption, down 70.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,500 (+2,4%) Land $90,000 Building $269,500	$359,500 (-) Land $90,000 Building $269,500
2025	$1,584.00 (-70.32%)	$14,380 (-) Land $3,600 Building $10,780	$359,500 (-) Land $90,000 Building $269,500
2024	$5,337.00 Homeowner's exemption	$14,380 Land $3,600 Building $10,780	$359,500 Land $90,000 Building $269,500
2022	$1,340.00 Homeowner's exemption	$10,576 Land $1,620 Building $8,956	$264,400 Land $40,500 Building $223,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Forsters Tern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Forsters Tern St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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