428 Forsters Tern St, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 428 Forsters Tern St, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,864 sqft · built 2016
Lot Size	0.238 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Feb 2026)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196-10-01-109`

Property Details

APN / Parcel Number

Primary APN	`196-10-01-109`
Alternative APN	`196-00-00-101`

Interior

Stories	2 Stories
Building Area	2,864 sqft Finished Area
Gross Area	3,480 sqft
1st Floor Area	1,360 sqft
2nd Floor Area	1,504 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,400 sqft (0.238 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	104 sqft

Location & Zoning

Street Address	428 FORSTERS TERN ST
City	MONCKS CORNER
State	SC
Zip	29461-7534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 233CYPRESS RIDGE PH 5
Legal Subdivision	CYPRESS RIDGE
Legal Lot Number	233
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1004
Census Tract	20707

Owner

428 Forsters Tern St is owned and occupied by two individuals who bought it in February 2026.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	20265559
Deed Book / Page	5477 / 604
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 18, 2026
Property Address	428 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Document Number	05477/0604
Book / Page	5477 / 604
Map Reference	CAB S PG 103-I&104-I
Instrument Date	Feb 12, 2026
Instrument	2026005559
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Investor	Possibly a Property Investor

Mortgage

Document Number	2026005560
Date	Feb 18, 2026
Instrument	2026005560

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	428 FORSTERS TERN ST, MONCKS CORNER, SC 29461-7534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396/0879
Date	Jun 18, 2020
Book Page	3396/879
Instrument	2020021704

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 428 Forsters Tern St was $1,466 with a homeowner's exemption, up 3.9% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,250 (+2,4%) Land $63,561 Building $252,689	$447,800 (-) Land $90,000 Building $357,800
2025	$1,466.00 (+3.9%)	$12,650 (-) Land $2,542 Building $10,108	$447,800 (-) Land $90,000 Building $357,800
2024	$1,411.00 Homeowner's exemption	$12,650 Land $2,542 Building $10,108	$447,800 Land $90,000 Building $357,800
2022	$1,411.00 Homeowner's exemption	$11,000 Land $1,820 Building $9,180	$275,000 Land $45,500 Building $229,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Forsters Tern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Forsters Tern St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forsters Tern St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures