434 Ford St E, Northfield, MN 55057 Property Records

Rice County property record for 434 Ford St E, Northfield, MN 55057

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,029 sqft · built 2020
Lot Size	0.028 acres (1,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Mar 2022)
Tax Bill	$6,286 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`22.07.3.05.008`

Property Details

APN / Parcel Number

Primary APN	`22.07.3.05.008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,029 sqft Living Area
1st Floor Area	803 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,224 sqft (0.028 acres)
Garage Type	Attached
Garage Area	423 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	50 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	434 FORD ST E
City	NORTHFIELD
State	MN
Zip	55057-3277
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLUFF VIEW CONDOMINIUMS CIC #96LOT OF BLUFF VIEW CONDOMINIUMS CIC #96 UNIT 434 BLUFF VIEW CONDOMINIUMS CIC #96
Legal Subdivision	BLUFF VIEW CONDOMINIUMS CIC #96
Legal Unit	434
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2004
Census Tract	70503

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 FORD ST E, NORTHFIELD, MN 55057-3277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	2022749768
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Mar 10, 2022
Property Address	434 FORD ST E, NORTHFIELD, MN 55057-3277
Document Number	000A749768
Instrument Date	Mar 4, 2022
Instrument	A749768
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 FORD ST E, NORTHFIELD, MN 55057-3277

Mortgage

Document Number	000A749769
Date	Mar 10, 2022
Instrument	A749769

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Sep 13, 2021
Property Address	434 FORD ST E, NORTHFIELD, MN 55057-3277
Document Number	000A743645
Instrument Date	Aug 23, 2021
Instrument	A743645
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 FORD ST E, NORTHFIELD, MN 55057-3277

Mortgage

Document Number	000A743661
Date	Sep 13, 2021
Instrument	A743661

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,286.00 (+16.71%)	$370,400 (+1.87%) Land $55,000 Building $315,400	$370,400 (+1.87%) Land $55,000 Building $315,400
2025		$363,600 (+4.51%) Land $52,000 Building $311,600	$363,600 (+4.51%) Land $52,000 Building $311,600
2024	$5,386.00 (+3,919.4%)	$347,900 (-) Land $47,000 Building $300,900	$347,900 (-) Land $47,000 Building $300,900
2023	$134.00	$347,900 Land $47,000 Building $300,900	$347,900 Land $47,000 Building $300,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

434 Ford St E, Northfield, MN 55057 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ford St E

Nearby Streets

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