430 Ford St E, Northfield, MN 55057 Property Records

Rice County property record for 430 Ford St E, Northfield, MN 55057

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,962 sqft · built 2020
Lot Size	0.027 acres (1,179 sqft)
Owner	Individual Name on Record
Last Sale	$299,991 (Oct 2021)
Tax Bill	$5,852 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`22.07.3.05.006`

Property Details

APN / Parcel Number

Primary APN	`22.07.3.05.006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
1st Floor Area	791 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,179 sqft (0.027 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	32 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	430 FORD ST E
City	NORTHFIELD
State	MN
Zip	55057-3277
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLUFF VIEW CONDOMINIUMS CIC #96LOT OF BLUFF VIEW CONDOMINIUMS CIC #96 UNIT 430 BLUFF VIEW CONDOMINIUMS CIC #96
Legal Subdivision	BLUFF VIEW CONDOMINIUMS CIC #96
Legal Unit	430
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2004
Census Tract	70503

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 FORD ST E, NORTHFIELD, MN 55057-3277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	2021745021
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Oct 18, 2021
Property Address	430 FORD ST E, NORTHFIELD, MN 55057-3277
Document Number	000A745021
Instrument Date	Oct 8, 2021
Instrument	A745021
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FORD ST E, NORTHFIELD, MN 55057-3277

Mortgage

Document Number	000A745022
Date	Oct 18, 2021
Instrument	A745022

Lender

Name	HERITAGE BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,852.00 (+14.25%)	$347,900 (+2.08%) Land $55,000 Building $292,900	$347,900 (+2.08%) Land $55,000 Building $292,900
2025		$340,800 (+2.62%) Land $52,000 Building $288,800	$340,800 (+2.62%) Land $52,000 Building $288,800
2024	$5,122.00 (+3,722.39%)	$332,100 (-) Land $47,000 Building $285,100	$332,100 (-) Land $47,000 Building $285,100
2023	$134.00	$332,100 Land $47,000 Building $285,100	$332,100 Land $47,000 Building $285,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20