430 Flat River St, Pickerington, OH 43147 Property Records

Fairfield County property record for 430 Flat River St, Pickerington, OH 43147

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 2003
Lot Size	0.238 acres (10,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2026)
Tax Bill	$15,413 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-10662-500`

Property Details

APN / Parcel Number

Primary APN	`04-10662-500`
Alternative APN	`0038 02021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,123 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	937 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,376 sqft (0.238 acres)
Lot Dimensions	133 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	430 FLAT RIVER ST
City	PICKERINGTON
State	OH
Zip	43147-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT SYCAMORE CREEK SEC 4 LOT 235
Legal Subdivision	SYCAMORE CREEK
Legal Lot Number	235
Jurisdiction	FAIRFIELD OH
Township / Civil Division	VIOLET
Census Block Group	3
Census Block	3006
Census Tract	30601

Owner

Source: Fairfield County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 11733, NEWARK, NJ 07101-4733
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · VA Mortgage ULTIMATE MORTGAGE
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit SCHUMACHER MORTGAGE LLC
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	May 14, 2003 · Amount on Record
Deed Document Number	202614345
Prior Transfer Date	Apr 27, 2007
Prior Transfer Doc	0000010128
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 14, 2026
Property Address	430 FLAT RIVER ST, PICKERINGTON, OH 43147-7915
Document Number	0000014345
Instrument Date	Aug 12, 2026
Instrument	202614345
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014346,
Date	Aug 14, 2026
Instrument	202614346

Lender

Name	ULTIMATE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	430 FLAT RIVER ST, PICKERINGTON, OH 43147-7915
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4366 N OVAL ST, DUBLIN, OH 43017-5000

Mortgage

Document Number	0000001050
Date	Jan 21, 2026
Instrument	202600001050

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	2715 WISE AVE NW # 100, CANTON, OH 44708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2027

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	430 FLAT RIVER ST, PICKERINGTON, OH 43147-7915
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002287
Date	Jan 28, 2022
Instrument	202200002287

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Violet Township
Municipality	Pickerington City
Unified School District	Pickerington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,413.00 (+264.63%)	$125,210 (+39.62%) Land $33,720 Building $91,490	$357,740 (+39.63%) Land $96,350 Building $261,390
2023	$4,227.00 Homeowner's exemption	$89,680 (-) Land $20,130 Building $69,550
2022	Homeowner's exemption	$89,680 Land $20,130 Building $69,550	$256,210 Land $57,500 Building $198,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKERINGTON CITY PWS serves 19,141 people · EPA ID OH2301512
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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