Blount County property record for 434 Echo Ln, Oneonta, AL 35121 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,590 sqft Living Area |
| Lot Size | 32,851 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $686,000 (2024) |
| Tax Bill | $2,208.00 (2025) |
| Primary APN | 19-05-21-0-000-051 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,590 sqft Living Area |
| 1st Floor | 1,918 sqft 1st Floor |
| Upper Floors | 1,344 sqft Upper Floors |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 32,851 sqft (0.75 acres) |
| Deck Area | 200 sqft Deck |
| Boat House | 992 sqft Boat House |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 67410 |
|---|---|
| Street Address | 434 ECHO LN |
| City | ONEONTA |
| State | AL |
| Zip | 35121-8736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 HIGHLAND TOWNS 2ND ADD SEC 15 SD PB 3/23-- |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 21 |
| Legal Subdivision | HIGHLAND TOWNS 2ND ADD SECT 15 |
| Legal Lot Number | 8 |
| Jurisdiction | BLOUNT AL |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 50107 |
Source: Blount County records · APN 19-05-21-0-000-051
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 ECHO LN, ONEONTA, AL 35121-8736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 27, 2024 | Warranty Deed, Transfer |
| Jan 07, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN METRO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | Apr 06, 2018 · Amount on Record |
| Deed Doc Number | 202410060985 |
| Deed Book / Page | 2024 / 25748 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Sep 27, 2024 |
| Property Address | 434 ECHO LN, ONEONTA, AL 35121-8736 |
| Document Number | 2024/25748 |
| Book / Page | 2024 / 25748 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 10060985 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $697.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 ECHO LN, ONEONTA, AL 35121-8736 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 434 ECHO LN, ONEONTA, AL 35121-8736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 723 PENNY LN, TRUSSVILLE, AL 35173-2501 |
| Document Number | 002022/671 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 2022/671 |
| Instrument | 10034508 |
| Name | AMERICAN METRO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 0 Months |
| Due | Jan 07, 2022 |
Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Highland Lake Town |
| Unified School District | Blount County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,208.00 (+6.05%) | $50,360 (+5.89%) | $503,320 (+5.84%) |
| 2024 | $2,082.00 (-0.1%) Homeowner's exemption | $47,560 (-0.08%) Land $8,720 Building $38,840 | $475,560 (-0.06%) Land $87,200 Building $388,360 |
| 2023 | $2,084.00 (+258.08%) Homeowner's exemption | $47,600 (+267.85%) Land $8,720 Building $38,880 | $475,860 (+268.03%) Land $87,200 Building $388,660 |
| 2022 | $582.00 | $12,940 Land $8,720 Building $4,220 | $129,300 Land $87,200 Building $42,100 |
434 Echo Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Blount County (01009C), updated March 21, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 34th in Alabama |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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