304 Echo Ln, Oneonta, AL 35121 Property Records

Blount County property record for 304 Echo Ln, Oneonta, AL 35121 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,196 sqft Living Area
Lot Size91,476 sqft (2.1 acres)
OccupancyOwner Occupied
Tax Bill$2,004.00 (2025)

Owner

Source: Blount County records · APN 19-05-21-0-000-059.008

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 ECHO LN, ONEONTA, AL 35121-8707
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 21, 2017Warranty Deed, Transfer
TJC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2017
Deed SaleAug 21, 2017
Prior SaleSep 13, 2012 · Amount on Record
Deed Book / Page2017 / 21057
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address304 ECHO LN, ONEONTA, AL 35121-8707
Transaction TypeMortgage
Record UpdatedJun 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/83584
DateNov 25, 2019
Book Page2019/83584
Instrument10011991
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateAug 21, 2017
Property Address304 ECHO LN, ONEONTA, AL 35121-8707
Document Number2017/21057
Book / Page2017 / 21057
Instrument DateAug 18, 2017
Transaction TypeTransfer
Record UpdatedJun 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 193, ONEONTA, AL 35121-0003

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 ECHO LN, ONEONTA, AL 35121-8707

Mortgage

Document Number2017/21060
DateAug 21, 2017
Book Page2017/21060
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
AmountAmount Recorded
Term361 Months
DueSep 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityHighland Lake Town
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,004.00 (-1.04%)$45,840 (+6.21%)$458,180 (-0.93%)
2024$2,025.00 (-0.54%) Homeowner's exemption$43,160 (-0.42%) Land $7,860 Building $35,300$462,500 (-0.59%) Land $78,500 Building $384,000
2023$2,036.00 (-0.88%) Homeowner's exemption$43,340 (-7.67%) Land $7,860 Building $35,480$465,240 (-0.89%) Land $78,500 Building $386,740
2022$2,054.00 Homeowner's exemption$46,940 Land $7,840 Building $39,100$469,440 Land $78,480 Building $390,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Blount County (01009C), updated March 21, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 54% of Alabama
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19-05-21-0-000-059.008
Alternative APNs
  • 31713
  • 58018

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,196 sqft Living Area
1st Floor1,692 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeStone Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area91,476 sqft (2.1 acres)
Utility Building96 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number58018
Street Address304 ECHO LN
CityONEONTA
StateAL
Zip35121-8707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR NW/SE SE 370 NLY ALG RD 530 TO POB CONT ELY ALG RD 400 SE 50 NE 70 SE 100 SLY ALG LAKE 350 NWLY 532 TO POB--
Legal Range02E
Legal Township13S
Legal Section21
JurisdictionBLOUNT AL
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2011
Census Tract50107

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