Steele County property record for 434 E Main St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,808 sqft · built 1926 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,500 (Sep 2018) |
| Tax Bill | $5,292 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Sep 2018 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-103-0116 |
| Primary APN | 17-103-0116 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Finished Area |
| Basement Area | 374 sqft |
| Finished Basement | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 14,854 sqft (0.341 acres) |
| Garage Type | Tuck-Under |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 434 E MAIN ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY BLK 1 E187.1' OF LOT 16 EX E81.3' TORRENS PROPERTY |
| Legal Section | TW |
| Legal Subdivision | KELLY |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960200 |
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 4, 2018 | Contract Sale, Transfer |
| Sep 4, 2018 | Warranty Deed, Transfer |
| Jul 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 16, 2017 | Deed, Transfer NORTH AMERICAN TITLE |
| May 16, 2017 | Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 201876510 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 0000061656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000075726 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | T000075726 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Sep 4, 2018 |
| Property Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Document Number | T000076510 |
| Instrument Date | Aug 31, 2018 |
| Instrument | T000076510 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Sep 4, 2018 |
| Property Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Document Number | T000076509 |
| Instrument Date | Aug 31, 2018 |
| Instrument | T000076509 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $849.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | , T000075087 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | T000075087 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | May 16, 2017 |
| Property Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Document Number | T000074863 |
| Instrument Date | May 15, 2017 |
| Instrument | T000074863 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | May 16, 2017 |
| Property Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Document Number | T000074863 |
| Instrument Date | May 15, 2017 |
| Instrument | T000074863 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 E MAIN ST, OWATONNA, MN 55060-3040 |
| Investor | Possibly a Property Investor |
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,292.00 (+10.11%) Homeowner's exemption | $399,800 (+10.08%) Land $44,600 Building $355,200 | $399,800 (+10.08%) Land $44,600 Building $355,200 |
| 2025 | $363,200 (+12.31%) Land $43,700 Building $319,500 | $363,200 (+12.31%) Land $43,700 Building $319,500 | |
| 2023 | $4,806.00 Homeowner's exemption | $323,400 Land $35,600 Building $287,800 | $323,400 Land $35,600 Building $287,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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