433 E Main St, Owatonna, MN 55060 Property Records

Steele County property record for 433 E Main St, Owatonna, MN 55060 · Last verified August 2026

Property Summary

Property Type	Triplex
Details	3 bd · 2 ba · 2,050 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Jun 2020)
Tax Bill	$1,700 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-115-0107`

Property Details

APN / Parcel Number

Primary APN	`17-115-0107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,050 sqft Finished Area
Basement Area	454 sqft
Unfinished Basement	454 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Triplex
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 E MAIN ST
City	OWATONNA
State	MN
Zip	55060-3039
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	KELLY'S # 2 BLK 1 LOT 7 KELLY'S 2ND ADDITION
Legal Subdivision	KELLY'S # 2
Legal Block	1
Legal Lot Number	7
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2022
Census Tract	960200

Owner

Source: Steele County records · APN 17-115-0107

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 E MAIN ST, OWATONNA, MN 55060-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2020 · Amount on Record
Deed Sale	Jun 04, 2020 · Amount on Record
Prior Sale	Jun 05, 2007 · Amount on Record
Deed Document Number	2020429434
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jun 04, 2020
Property Address	433 E MAIN ST, OWATONNA, MN 55060-3039
Document Number	A000429434
Instrument Date	May 29, 2020
Instrument	A000429434
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$494.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E MAIN ST, OWATONNA, MN 55060-3039

Mortgage

Document Number	A000429435
Date	Jun 04, 2020
Instrument	A000429435

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00 (+12.43%)
2025		$135,400 (+15.14%) Land $31,400 Building $104,000	$135,400 (+15.14%) Land $31,400 Building $104,000
2023	$1,512.00 Homeowner's exemption	$117,600 Land $25,500 Building $92,100	$117,600 Land $25,500 Building $92,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271479602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2010 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.