418 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 418 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,147 sqft · built 1985
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Dec 1998)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402-301-02`

Property Details

APN / Parcel Number

Primary APN	`402-301-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	418 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 40 TRACT NO 2675 PARKWOOD ESTATES
Legal Subdivision	PARKWOOD ESTATES
Legal Tract	2675
Legal Lot Number	40
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2000
Census Tract	4405

Owner

418 E Cole Ave is owned and occupied by two individuals who bought it in December 1998.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 E COLE AVE, FRESNO, CA 93720-1741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL EMPLOYEES CU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1998 · Amount on File
Deed Sale	Dec 21, 1998 · Amount on File
Deed Document Number	1998183663
Prior Transfer Date	Jul 25, 1996
Prior Transfer Doc	0000115078
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	418 E COLE AVE, FRESNO, CA 93720-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064477
Date	May 31, 2018
Instrument	2018-0064477

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2028

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	418 E COLE AVE, FRESNO, CA 93720-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149489
Date	Dec 11, 2019
Instrument	2019-0149489

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 418 E Cole Ave was $3,569 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,885 (+2%) Land $89,531 Building $217,354
2025	$3,569.00 Homeowner's exemption	$300,869 Land $87,776 Building $213,093
2023	$3,431.00 (+1.42%) Homeowner's exemption	$289,187 Land $84,368 Building $204,819
2022	$3,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 418 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 E Cole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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