434 E Boyds Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 434 E Boyds Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,394 sqft · built 1945
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individuals on Record
Last Sale	$265,000 (Jul 2018)
Tax Bill	$13,968 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372200 31.-2-32`

Property Details

APN / Parcel Number

Primary APN	`372200 31.-2-32`
Alternative APNs	`220003100000020320000000` `116070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	74,488 sqft (1.71 acres)
Lot Width	170 ft Width
View / Lot	Waterfront

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	715 sqft
Porch	Enclosed Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	116070
Street Address	434 E BOYDS RD
City	CARMEL
State	NY
Zip	10512-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	2
Legal Lot Number	32.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3005
Census Tract	10500

Owner

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	434 E BOYDS RD, CARMEL, NY 10512-3534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 5, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage SILVERMINE VENTURES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	20181501695
Deed Book / Page	2082 / 370
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	434 E BOYDS RD, CARMEL, NY 10512-3534
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E BOYDS RD, CARMEL, NY 10512-3534

Mortgage

Document Number	0078670283
Date	Apr 15, 2024
Book Page	7867/283
Instrument	2055-2024

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	434 E BOYDS RD, CARMEL, NY 10512-3534
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E BOYS RD, CARMEL, NY 10512-3534

Mortgage

Document Number	0073100119
Date	Mar 19, 2021
Book Page	7310/119
Instrument	3599-2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 5, 2018
Property Address	434 E BOYDS RD, CARMEL, NY 10512-3534
Document Number	0020820370
Book / Page	2082 / 370
Instrument Date	Jun 29, 2018
Instrument	1501695
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 E BOYDS RD, 434, CARMEL, NY 10512-3534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 MAX WAY, FISHKILL, NY 12524-3938

Mortgage

Document Number	0001601904
Date	Jul 5, 2018
Instrument	1601904

Lender

Name	SILVERMINE VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,000 (+32.14%) Land $74,900 Building $360,100	$435,000 (-9.09%) Land $74,900 Building $360,100
2024	$13,968.00
2023		$329,200 (-) Land $36,500 Building $292,700	$478,488 (+21.66%) Land $53,052 Building $425,436
2022		$329,200 Land $36,500 Building $292,700	$393,309 Land $43,608 Building $349,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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