Putnam County and Kent Town property record for 344 E Boyds Rd, Carmel, NY 10512 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,716 sqft · built 1999 |
| Lot Size | 2.93 acres (127,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Jul 1999) |
| Tax Bill | $13,408 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 31.-2-71 |
| Primary APN | 372200 31.-2-71 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 127,631 sqft (2.93 acres) |
| Lot Width | 257 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 611 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 344 E BOYDS RD |
|---|---|
| City | CARMEL |
| State | NY |
| Zip | 10512-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 71.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10500 |
Source: Putnam County and Kent Town records · APN 372200 31.-2-71
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 344 E BOYDS RD, CARMEL, NY 10512-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Jul 29, 2019 | Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 1999 · Amount on Record |
| Deed Sale | Jul 08, 1999 · Amount on Record |
| Prior Sale | Aug 06, 1997 · Amount on Record |
| Deed Book / Page | 1474 / 468 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 344 E BOYDS RD, CARMEL, NY 10512-4110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 344 E BOYDS RD, CARMEL, NY 10512-4110 |
| Document Number | 0073340069 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 7334/69 |
| Instrument | 4824-2021 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 24, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 344 E BOYDS RD, CARMEL, NY 10512-4110 |
| Document Number | 0069640308 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 344 E BOYDS RD CARMEL NY 105124110, CARMEL, NY 10512-4110 |
| Document Number | 0069640308 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 006964/000308 |
| Instrument | 13395 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 344 E BOYDS RD, CARMEL, NY 10512-4110 |
| Document Number | 0069640329 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 344 E BOYDS RD CARMEL NY 105124110, CARMEL, NY 10512-4110 |
| Document Number | 0069640329 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 006964/000329 |
| Instrument | 13396 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $659,000 (+108.54%) Land $99,000 Building $560,000 | $659,000 (+43.48%) Land $99,000 Building $560,000 | |
| 2024 | $13,408.00 | ||
| 2023 | $316,000 (-) Land $39,400 Building $276,600 | $459,302 (+21.66%) Land $57,267 Building $402,035 | |
| 2022 | $316,000 Land $39,400 Building $276,600 | $377,539 Land $47,073 Building $330,466 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790105003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 1,200 / 35 |
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