Lorain County property record for 434 Defiance Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,752 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,000 (2018) |
| Tax Bill | $2,883.00 (2025) |
| Primary APN | 10-00-005-102-141 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,752 sqft Living Area |
| 1st Floor | 1,136 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 161 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 240 sqft Patio |
| Heating System | HVAC Heating |
|---|
| Street Address | 434 DEFIANCE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8213 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUBD 3 66.93 X 161.79 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #3 |
| Legal Block | 102 |
| Legal Lot Number | 123 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3030 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-141
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP |
| Dec 06, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2018 · Amount on Record |
| Deed Sale | Dec 06, 2018 · Amount on Record |
| Prior Sale | May 03, 2006 |
| Deed Doc Number | 2018007118 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 434 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210802485 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0802485 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 06, 2018 |
| Property Address | 434 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Document Number | 0000697379 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 697379 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | GREATER CLEVELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 434 DEFIANCE AVE ELYRIA OH 440358213, ELYRIA, OH 44035-8213 |
| Document Number | 697380 |
|---|---|
| Date | Dec 06, 2018 |
| Instrument | 697380 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,883.00 | $61,220 (-0.01%) Land $14,730 Building $46,490 | $174,930 (-) Land $42,090 Building $132,840 |
| 2024 | $2,883.00 (+17.1%) | $61,226 (+35.5%) Land $14,732 Building $46,494 | $174,930 (+35.5%) Land $42,090 Building $132,840 |
| 2023 | $2,462.00 (-0.93%) | $45,186 (-0.01%) Land $11,351 Building $33,835 | $129,100 (-) Land $32,430 Building $96,670 |
| 2022 | $2,485.00 | $45,190 Land $11,350 Building $33,840 | |
| 2021 | $129,100 Land $32,430 Building $96,670 |
434 Defiance Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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