Lorain County property record for 424 Defiance Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 2,068 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2019) |
| Tax Bill | $3,490.00 (2025) |
| Primary APN | 10-00-005-102-139 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,068 sqft Living Area |
| 1st Floor | 800 sqft 1st Floor |
| 2nd Floor | 1,268 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 159 ft x 70 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 240 sqft Deck |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 166 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 424 DEFIANCE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8213 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUBD 3 70 X 158.62 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #3 |
| Legal Block | 102 |
| Legal Lot Number | 121 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3030 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-139
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 25, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2003 |
| Deed Doc Number | 2019006564 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 424 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000807090 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-0807090 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 424 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000814440 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0814440 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 25, 2019 |
| Property Address | 424 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Document Number | 0000735633 |
| Map Reference | VOL 33 PG 2-4 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 2019-0735633 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 DEFIANCE AVE, ELYRIA, OH 44035-8213 |
| Document Number | 0000735634 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019-0735634 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,490.00 | $73,410 (+0.01%) Land $14,530 Building $58,880 | $209,720 (-) Land $41,500 Building $168,220 |
| 2024 | $3,490.00 (+19.32%) | $73,402 (+38.66%) Land $14,525 Building $58,877 | $209,720 (+38.67%) Land $41,500 Building $168,220 |
| 2023 | $2,925.00 (+1.49%) | $52,935 (-0.01%) Land $11,190 Building $41,745 | $151,240 (-) Land $31,970 Building $119,270 |
| 2022 | $2,882.00 | $52,940 Land $11,190 Building $41,750 | |
| 2021 | $151,240 Land $31,970 Building $119,270 |
424 Defiance Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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