434 Central Ave, Lapel, IN 46051 Property Records

Madison County property record for 434 Central Ave, Lapel, IN 46051

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 836 sqft · built 1946
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$131,300 (Sep 2026)
Tax Bill$1,684 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN48-10-27-300-058.000-032

Property Details

APN / Parcel Number

Primary APN48-10-27-300-058.000-032
Alternative APNs
  • 00001331959
  • 311042

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area836 sqft Living Area
1st Floor Area836 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area176 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001331959
Street Address434 CENTRAL AVE
CityLAPEL
StateIN
Zip46051-9508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODWARDS 4TH 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionWILLIAM WOODWARDS 4TH ADDITION
JurisdictionMADISON IN
Township / Civil DivisionSTONY CREEK
Census Block Group2
Census Block2046
Census Tract11100

Owner

Source: Madison County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3605 STRATFORD PL, CARMEL, IN 46033-3863
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2026 · Amount on Record
Deed SaleSep 24, 2026 · Amount on Record
Deed Document Number202614400
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateSep 24, 2026
Property Address434 CENTRAL AVE, LAPEL, IN 46051-9508
Document Number0000014400
Instrument DateSep 22, 2026
Instrument202614400
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyEAGLE LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 STRATFORD PL, CARMEL, IN 46033-3863

Mortgage

Document Number0000014401,
DateSep 24, 2026
Instrument202614401
Lender
NameEQUITY TRUST COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 23, 2027
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMadison County
County SubdivisionStony Creek Township
MunicipalityLapel Town
Unified School DistrictFrankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00 (+9.21%)$84,200 (+19.43%) Land $11,800 Building $72,400$84,200 (+19.43%) Land $11,800 Building $72,400
2024$1,542.00 (+10.62%)
2023$70,500 (+1.15%) Land $11,200 Building $59,300$70,500 (+1.15%) Land $11,200 Building $59,300
2022$1,394.00$69,700 Land $10,400 Building $59,300$69,700 Land $10,400 Building $59,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAPEL MUNICIPAL WATER COMPANY
serves 2,379 people · EPA ID IN5248013
Water SourceGroundwater
Last State InspectionAug 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
On-Ramp Indiana
Fiber · Fixed Wireless
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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