Madison County property record for 405 Central Ave, Lapel, IN 46051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,664 sqft · built 1959 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jan 2022) |
| Tax Bill | $1,946 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-10-27-300-030.000-032 |
| Primary APN | 48-10-27-300-030.000-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,735 sqft (0.476 acres) |
| Lot Dimensions | 132 ft deep x 157 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,128 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 450 sqft |
| Patio Area | 412 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001332045 |
|---|---|
| Street Address | 405 CENTRAL AVE |
| City | LAPEL |
| State | IN |
| Zip | 46051-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODWARDS 4TH L 101 & 102 |
| Legal Subdivision | WILLIAM WOODWARDS ADD 04 |
| Jurisdiction | MADISON IN |
| Township / Civil Division | STONY CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 11100 |
Source: Madison County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 CENTRAL AVE, LAPEL, IN 46051-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Deed Document Number | 20221446 |
| Prior Transfer Date | Jan 21, 2022 |
| Prior Transfer Doc | 0000001446 |
| Record Updated | Sep 20, 2026 |
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Stony Creek Township |
| Municipality | Lapel Town |
| Unified School District | Frankton-Lapel Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,946.00 (-4.93%) Homeowner's exemption | $214,700 (+41.06%) Land $28,100 Building $186,600 | $214,700 (+41.06%) Land $28,100 Building $186,600 |
| 2024 | $2,047.00 (-12.63%) | ||
| 2023 | $152,200 (+5.55%) Land $26,700 Building $125,500 | $152,200 (+5.55%) Land $26,700 Building $125,500 | |
| 2022 | $2,343.00 Homeowner's exemption | $144,200 Land $24,700 Building $119,500 | $144,200 Land $24,700 Building $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| On-Ramp Indiana Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, Verizon.
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