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434 Cavanaugh St, San Mateo, CA 94401 Property Records

San Mateo County property record for 434 Cavanaugh St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1949
Lot Size0.127 acres (5,530 sqft)
Owner2 Company Names on Record
Tax Bill$7,667 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2026 Transfer
+ 1 more
Flood ZoneZone X (reduced by levee)
APN033-084-020

Property Details

APN / Parcel Number

Primary APN033-084-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,510 sqft Living Area
1st Floor Area860 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area5,530 sqft (0.127 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address434 CAVANAUGH ST
CitySAN MATEO
StateCA
Zip94401-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 2 BLOCK 8 DORE & CAVANAGH SUB RSM 26/3 4 CITY OF SAN MATEO
Legal SubdivisionDORE & CAVANAGH SUB
Legal Block8
Legal Lot Number2
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1001
Census Tract606100

Owner

Source: San Mateo County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
May 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 1997
Deed SaleMay 7, 1997
Deed Document Number199754030
Last Transfer DateApr 17, 2026
Transfer Doc0000029162
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Recording DateAug 27, 2026
Property Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232
Document Number0000048681
Instrument DateJul 29, 2026
Instrument202648681
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232

Mortgage

Document Number0000048681,
DateAug 27, 2026
Instrument202648681
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 27, 2056
Interest
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateMay 21, 2026
Property Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232
Document Number0000029162
Instrument DateApr 17, 2026
Instrument202629162
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232
Transaction TypeMortgage
Record UpdatedAug 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 CAVANAUGH ST, SAN MATEO, CA 94401-1232

Mortgage

Document Number0000105854
DateJul 15, 2021
Instrument2021-105854
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,904 (+2%) Land $215,952 Building $215,952
2025$7,667.00 (+6.41%) Homeowner's exemption$423,436 (+4.04%) Land $211,718 Building $211,718
2023$7,205.00 (+1.58%) Homeowner's exemption$406,996 Land $203,498 Building $203,498$1,124,010
2022$7,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1982–2015)
Most Recent ClaimFeb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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