San Mateo County property record for 430 Cavanaugh St, San Mateo, CA 94401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,190 sqft · built 1949 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,111 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 033-084-030 |
| Primary APN | 033-084-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 2,410 sqft |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 660 sqft |
| Basement Area | 220 sqft |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 430 CAVANAUGH ST |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94401-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 3 BLOCK 8 DORE & CAVANAGH SUB RSM 26/3 4 CITY OF SAN MATEO |
| Legal Subdivision | DORE & CAVANAGH SUB |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606100 |
430 Cavanaugh St is held in a trust since November 1995.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1166 TRAVAILLE WAY, RIPON, CA 95366-9547 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 1, 1995 |
| Transfer Doc | 0000121944 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 430 Cavanaugh St was $4,111.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,842 (+2%) Land $22,483 Building $95,359 | ||
| 2025 | $4,111.00 | $115,533 Land $22,043 Building $93,490 | |
| 2023 | $3,740.00 (-6.2%) | $111,048 Land $21,188 Building $89,860 | $1,368,360 |
| 2022 | $3,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Cavanaugh St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1982–2015) |
| Most Recent Claim | Feb 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Cavanaugh St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, Sonic Telecom, T-Mobile.
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