434 Benton Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 434 Benton Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,360 sqft · built 1999
Lot Size	0.146 acres (6,346 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Jan 2021)
Tax Bill	$8,890 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1420-018-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
1st Floor Area	1,543 sqft
2nd Floor Area	1,817 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,346 sqft (0.146 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	434 BENTON CT
City	FOLSOM
State	CA
Zip	95630-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 18
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1001
Census Tract	8508

Owner

434 Benton Ct is owned and occupied by an individual who bought it in January 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	434 BENTON CT, FOLSOM, CA 95630-9560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 29, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 29, 2021	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jan 29, 2021	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Jun 1, 1999 · Amount on File
Deed Book / Page	20210129 / 714
Transfer Doc	2021000713
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	434 BENTON CT, FOLSOM, CA 95630-9560
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 BENTON CT, FOLSOM, CA 95630-9560

Mortgage

Document Number	0000000722
Date	Jun 12, 2023
Instrument	202306120722

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 29, 2021
Property Address	434 BENTON CT, FOLSOM, CA 95630-9560
Document Number	2101290715
Instrument Date	Jan 25, 2021
Instrument	2101290715
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	434 BENTON CT FOLSOM CA 956309560, FOLSOM, CA 95630-9560

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 29, 2021
Property Address	434 BENTON CT, FOLSOM, CA 95630-9560
Document Number	2101290714
Instrument Date	Jan 25, 2021
Instrument	2101290714
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	434 BENTON CT FOLSOM CA 956309560, FOLSOM, CA 95630-9560

Mortgage

Document Number	2101290716
Date	Jan 29, 2021
Instrument	2101290716

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 29, 2021
Property Address	434 BENTON CT, FOLSOM, CA 95630-9560
Document Number	2101290713
Instrument Date	Dec 16, 2020
Instrument	2101290713
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1983 COTTONWOOD CT FOLSOM CA 956306233, FOLSOM, CA 95630-6233

Tax Assessment & Valuation

The 2025 property tax bill for 434 Benton Ct was $8,890, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,373 (+2%) Land $242,896 Building $535,477
2025	$8,890.00 (+2.09%)	$763,112 Land $238,134 Building $524,978
2024	$8,708.00 (+1.8%)
2023	$8,554.00 (+1.62%)	$733,482 Land $228,888 Building $504,594
2022	$8,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 434 Benton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Benton Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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