434 5th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 434 5th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on File
Last Sale	$43,000 (Jun 2024)
Tax Bill	$1,408 (2026)
Flood Zone	Zone X (minimal risk)
APN	`17.01019.00`

Property Details

APN / Parcel Number

Primary APN	`17.01019.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	434 5TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-001 BLOCK-031
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	31
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4016
Census Tract	21201

Owner

Source: Benton County records · APN 17.01019.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	434 5TH AVE NE, SAINT CLOUD, MN 56304-0325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Deed Document Number	2024472399
Prior Transfer Date	Jun 26, 2024
Prior Transfer Doc	0000472399
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,408.00 (+4.76%) Homeowner's exemption	$86,800 (+10.29%) Land $25,000 Building $61,800	$86,800 (+10.29%) Land $25,000 Building $61,800
2025	$1,344.00 (+1.2%) Homeowner's exemption	$78,700 (-) Land $25,000 Building $53,700	$78,700 (-) Land $25,000 Building $53,700
2023	$1,328.00	$78,700 Land $25,000 Building $53,700	$78,700 Land $25,000 Building $53,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Lumen Technologies.

Based on FCC filings for 263 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.