429 5th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 429 5th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,900 (Mar 2022)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Mar 2022 Sale Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00964.00`

Property Details

APN / Parcel Number

Primary APN	`17.00964.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	429 5TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-015 BLOCK-026
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	26
Legal Lot Number	15
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4027
Census Tract	21201

Owner

Source: Benton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 5TH AVE NE, SAINT CLOUD, MN 56304-0326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer GCS TITLE
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Sep 16, 2019	Quit Claim Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 17, 2018	Warranty Deed, Transfer · Commercial Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2022459708
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	0000438224
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 31, 2022
Property Address	429 5TH AVE NE, SAINT CLOUD, MN 56304-0326
Document Number	0000459708
Instrument Date	Mar 21, 2022
Instrument	459708
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	GCS TITLE

Transaction

Amount	Amount Recorded
Tax	$455.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	429 5TH AVE NE, SAINT CLOUD, MN 56304-0326

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	429 5TH AVE NE, SAINT CLOUD, MN 56304-0326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE/MINNESOTA, STEWART TITLE OF MINNESOTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	438662
Date	Oct 7, 2019
Instrument	438662

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Sep 16, 2019
Property Address	429 5TH AVE NE, SAINT CLOUD, MN 56304-0326
Document Number	438224
Instrument Date	Sep 16, 2019
Instrument	438224
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7805 DE CREEK CIRCLE, MAPLE PLAIN, MN 55359

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	May 17, 2018
Property Address	429 5TH AVE NE, SAINT CLOUD, MN 56304-0326
Document Number	429365
Instrument Date	May 16, 2018
Instrument	429365
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 495, MOUND, MN 55364-0495

Mortgage

Document Number	429366
Date	May 17, 2018
Instrument	429366

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 16, 2021

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00 (+43.32%) Homeowner's exemption	$132,300 (+8%) Land $25,000 Building $107,300	$132,300 (+8%) Land $25,000 Building $107,300
2025	$1,228.00 (+8.48%) Homeowner's exemption	$122,500 (+1.58%) Land $25,000 Building $97,500	$122,500 (+1.58%) Land $25,000 Building $97,500
2023	$1,132.00	$120,600 Land $25,000 Building $95,600	$120,600 Land $25,000 Building $95,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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