434 3rd Ave E, West Fargo, ND 58078 Property Records

Cass County property record for 434 3rd Ave E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,040 sqft · built 1959
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2025)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`02-1400-00070-000`

Property Details

APN / Parcel Number

Primary APN	`02-1400-00070-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	130 ft deep x 158 ft wide
Garage Type	Detached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	434 3RD AVE E
City	WEST FARGO
State	ND
Zip	58078-1907
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 6 BLOCK: 1 ADDITION: MEYERS 1ST ADDITIONAL: MEYERS 1ST LOT 6 BLK 1
Legal Subdivision	MEYERS FIRST ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	3
Census Block	3007
Census Tract	10206

Owner

434 3rd Ave E is owned and occupied by an individual who bought it in October 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	434 3RD AVE E, WEST FARGO, ND 58078-1907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 30, 2025	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Mar 25, 2020	Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA
Sep 7, 2018	Warranty Deed, Transfer PLAINS TITLE LLC
Aug 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Mar 25, 2020 · Amount on File
Deed Document Number	20251746026
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	0001585921
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	434 3RD AVE E, WEST FARGO, ND 58078-1907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001675983
Date	Sep 23, 2022
Instrument	1675983

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 30, 2025
Property Address	434 3RD AVE E, WEST FARGO, ND 58078-1907
Document Number	0001746026
Instrument Date	Oct 30, 2025
Instrument	1746026
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 3RD AVE E, WEST FARGO, ND 58078-1907

Mortgage

Document Number	0001746027
Date	Oct 30, 2025
Instrument	1746027

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS ND
Recording Date	Mar 25, 2020
Property Address	434 3RD AVE E, WEST FARGO, ND 58078-1907
Document Number	0001585921
Instrument Date	Mar 20, 2020
Instrument	1585921
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 3RD AVE E, WEST FARGO, ND 58078-1907

Mortgage

Document Number	0001585922
Date	Mar 25, 2020
Instrument	1585922

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 7, 2018
Property Address	434 3RD AVE E, WEST FARGO, ND 58078-1907
Document Number	0001546571
Instrument Date	Sep 7, 2018
Instrument	1546571
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 3RD AVE E WEST FARGO ND 580781907, WEST FARGO, ND 58078-1907

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Aug 9, 2018
Property Address	434 3RD AVE E, WEST FARGO, ND 58078-1907
Document Number	0001544356
Instrument Date	Jul 30, 2018
Instrument	1544356
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 MONTEGO AVE S FARGO ND 581031007, FARGO, ND 58103-1007

Tax Assessment & Valuation

The 2025 property tax bill for 434 3rd Ave E was $3,472, up 35.8% from the year before.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00 (+35.78%)	$121,050 (+8.23%) Land $31,800 Building $89,250	$242,100 (+8.23%) Land $63,600 Building $178,500
2024	$2,557.00 (-17.52%)	$111,850 (-0.8%) Land $25,000 Building $86,850	$223,700 (-0.8%) Land $50,000 Building $173,700
2023	$3,100.00	$112,750 Land $25,000 Building $87,750	$225,500 Land $50,000 Building $175,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 3rd Ave E in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 3rd Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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