421 3rd Ave E, West Fargo, ND 58078 Property Records

Cass County property record for 421 3rd Ave E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Details	4 bd · 1 ba · 900 sqft · built 1959
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2020)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`02-1400-00970-000`

Property Details

APN / Parcel Number

Primary APN	`02-1400-00970-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	676 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	421 3RD AVE E
City	WEST FARGO
State	ND
Zip	58078-1906
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 5 BLOCK: 5 ADDITION: MEYERS 1ST ADDITIONAL: MEYERS 1ST LOT 5 BLK 5
Legal Subdivision	MEYER S ADDITION
Legal Block	5
Legal Lot Number	5
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	3
Census Block	3030
Census Tract	10206

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 3RD AVE E, WEST FARGO, ND 58078-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage NORTH DAKOTA HOUSING FINANCE AGENCY
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 25, 2020	Warranty Deed, Transfer · FHA Mortgage TCF NATIONAL BANK
Jun 10, 2019	Warranty Deed, Transfer · Line of Credit TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	20201583915
Prior Transfer Date	Oct 25, 2011
Prior Transfer Doc	0001335804
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	421 3RD AVE E, WEST FARGO, ND 58078-1906
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 3RD AVE E, WEST FARGO, ND 58078-1906

Mortgage

Document Number	0001698149
Date	Sep 25, 2023
Instrument	1698149

Lender

Name	NORTH DAKOTA HOUSING FINANCE AGENCY
Type	Government Agency
Address	BISMARCK, ND 58502

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	421 3RD AVE E, WEST FARGO, ND 58078-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001610385
Date	Oct 28, 2020
Instrument	1610385

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Feb 25, 2020
Property Address	421 3RD AVE E, WEST FARGO, ND 58078-1906
Document Number	0001583915
Instrument Date	Feb 7, 2020
Instrument	1583915
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	REGENCY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 3RD AVE E, WEST FARGO, ND 58078-1906

Mortgage

Document Number	0001583916
Date	Feb 25, 2020
Instrument	1583916

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 10, 2019
Property Address	421 3RD AVE E, WEST FARGO, ND 58078-1906
Document Number	0001563782
Instrument Date	May 31, 2019
Instrument	1563782
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3618 49TH ST N FARGO ND 581025450, FARGO, ND 58102-5450

Mortgage

Document Number	1563783
Date	Jun 10, 2019
Instrument	1563783

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 9, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (-55.07%)	$94,500 (+7.69%) Land $24,750 Building $69,750	$189,000 (+7.69%) Land $49,500 Building $139,500
2023	$2,366.00	$87,750 Land $19,450 Building $68,300	$175,500 Land $38,900 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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