434 38th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 434 38th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,290 sqft · built 1971
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Apr 2017)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`263AD020`

Property Details

APN / Parcel Number

Primary APN	`263AD020`
Alternative APNs	`104415721758` `80059504`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Heated Area
Gross Area	1,822 sqft
1st Floor Area	220 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,574 sqft (0.105 acres)
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80059504
Street Address	434 38TH ST
City	SUNSET BEACH
State	NC
Zip	28468-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-33 B-40 SSB PLAT 7/64&64A
Legal Subdivision	SUNSET BEACH
Legal Block	40
Legal Lot Number	33
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1037
Census Tract	20512

Owner

434 38th St is owned by two individuals who bought it in April 2017.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2657 MOUNTAIN LAUREL LN, ASHEBORO, NC 27205-1098
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Oct 1, 2004 · Amount on File
Deed Book / Page	3898 / 1165
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	434 38TH ST, SUNSET BEACH, NC 28468-4122
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045590850
Date	Mar 1, 2021
Book Page	4559/850

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 24, 2017
Property Address	434 38TH ST, SUNSET BEACH, NC 28468-4122
Document Number	0038981165
Book / Page	3898 / 1165
Map Reference	MB 7 PG 64&64A
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 ARLINGTON ST, 630, CHAPEL HILL, NC 27514-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2657 MOUNTAIN LAUREL LN, ASHEBORO, NC 27205-1098

Mortgage

Document Number	0038981171
Date	Apr 24, 2017
Book Page	3898/1171

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 434 38th St was $3,192.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,980 (-) Land $240,000 Building $355,980	$595,980 (-) Land $240,000 Building $355,980
2025	$3,192.00	$595,980 Land $240,000 Building $355,980	$595,980 Land $240,000 Building $355,980
2023		$595,980 Land $240,000 Building $355,980	$595,980 Land $240,000 Building $355,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 38th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 38th St is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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