427 38th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 427 38th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,920 sqft · built 2022
Lot Size	0.102 acres (4,443 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2021)
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`263AE014`

Property Details

APN / Parcel Number

Primary APN	`263AE014`
Alternative APNs	`104415722906` `80110462`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Heated Area
Gross Area	3,072 sqft
1st Floor Area	201 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,443 sqft (0.102 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80110462
Street Address	427 38TH ST
City	SUNSET BEACH
State	NC
Zip	28468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-4 B-39 PLAT 7/64
Legal Subdivision	SUNSET BEACH
Legal Block	39
Legal Lot Number	4
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1021
Census Tract	20512

Owner

427 38th St is owned by two individuals who bought it in May 2021.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7603 PEEBLES LN SW, ROANOKE, VA 24018-5941
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Sep 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Book / Page	4610 / 658
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 20, 2026
Property Address	427 38TH ST, SUNSET BEACH, NC 28468-4123
Document Number	5542000755
Book / Page	5542 / 755
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 38TH ST, SUNSET BEACH, NC 28468-4123
Investor	Possibly a Property Investor

Mortgage

Document Number	5542000755,
Date	Apr 20, 2026
Book Page	5542/755

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 3, 2021
Property Address	427 38TH ST, SUNSET BEACH, NC 28468-4123
Document Number	0046100658
Book / Page	4610 / 658
Map Reference	MB 7 PG 64&64A
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6013 SARAHCREEK CT, RALEIGH, NC 27607-6461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7603 PEEBLES LN SW, ROANOKE, VA 24018-5941
Investor	Possibly a Property Investor

Mortgage

Document Number	0004610661
Date	May 3, 2021
Instrument	4610/661

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 23, 2020
Property Address	427 38TH ST, SUNSET BEACH, NC 28468-4123
Document Number	0044470132
Book / Page	004447 / 000132
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 SARAHCREEK CT RALEIGH NC 276076461, RALEIGH, NC 27607-6461

Tax Assessment & Valuation

The 2025 property tax bill for 427 38th St was $4,888.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,900 (-) Land $240,000 Building $693,900	$933,900 (-) Land $240,000 Building $693,900
2025	$4,888.00	$933,900 Land $240,000 Building $693,900	$933,900 Land $240,000 Building $693,900
2023		$857,420 Land $240,000 Building $617,420	$857,420 Land $240,000 Building $617,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 38th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 38th St is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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