Polk County property record for 4338 Simms Rd, Lakeland, FL 33810
| Property Type | Mobile Home |
|---|---|
| Details | 1,652 sqft · built 1992 |
| Lot Size | 0.918 acres (40,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Sep 1995) |
| Tax Bill | $180 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 23-28-05-023000-002012 |
| Primary APN | 23-28-05-023000-002012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,652 sqft Living Area |
|---|---|
| 1st Floor Area | 1,652 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Lot Area | 40,001 sqft (0.918 acres) |
| Garage Type | Carport |
| Garage Area | 36 sqft |
| Carport | Carport |
| Carport Area | 36 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Street Address | 4338 SIMMS RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-8400 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WEBSTER & OMOHUNDRO SUB PB 3 PG 81 LOT 2 THAT PART BEING LOT 1E OF UNRE SURVEY DESC AS N 100 FT OF W 430 FT OF NE1/4 OF NW1/4 OF SEC LYING E OF SIMMS RD |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 05 |
| Legal Subdivision | WEBSTER AND OMOHUNDRO SUBDIVISION |
| Legal Tract | 23000 |
| Legal Block | 3 |
| Legal Lot Number | 2,1E |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 12124 |
4338 Simms Rd, a mobile home, is owned and occupied by an individual who bought it in September 1995.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4338 SIMMS RD, LAKELAND, FL 33810-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Feb 21, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 1995 · Amount on File |
| Deed Sale | Sep 28, 1995 · Amount on File |
| Prior Sale | Jul 26, 1994 · Amount on File |
| Deed Book / Page | 3584 / 1172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4338 SIMMS RD, LAKELAND, FL 33810-8400 |
| Document Number | 0108361780 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4338 SIMMS RD LAKELAND FL 338108400, LAKELAND, FL 33810-8400 |
| Document Number | 0108361780 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 010836/001780 |
| Instrument | 95600 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | May 8, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4338 SIMMS RD, LAKELAND, FL 33810-8400 |
| Document Number | 0104102035 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4338 SIMMS RD LAKELAND FL 338108400, LAKELAND, FL 33810-8400 |
| Document Number | 0104102035 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 010410/002035 |
| Instrument | 45877 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 28, 2043 |
The 2025 property tax bill for 4338 Simms Rd was $180 with exemptions applied.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,439 (+2.7%) | $179,678 (-5.29%) Land $26,220 Building $153,458 | |
| 2025 | $180.00 Homeowner's exemption | $68,587 | $189,717 Land $26,220 Building $163,497 |
| 2023 | $666.00 (+5.88%) Homeowner's exemption | $64,713 (+3%) | $194,179 (+4.75%) Land $25,300 Building $168,879 |
| 2022 | $629.00 Homeowner's exemption | $62,828 | $185,372 Land $21,252 Building $164,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4338 Simms Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 19 (2017–2024) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4338 Simms Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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