4304 Simms Rd, Lakeland, FL 33810 Property Records

Polk County property record for 4304 Simms Rd, Lakeland, FL 33810

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,274 sqft · built 1983
Lot Size2.01 acres (87,804 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Feb 2000)
Tax Bill$1,208 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN23-27-32-000000-042050

Property Details

APN / Parcel Number

Primary APN23-27-32-000000-042050
Alternative APNs
  • 322723000000042050
  • 22723000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area1,904 sqft
1st Floor Area1,274 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialMetal
Lot Area87,804 sqft
Lot Dimensions300 ft deep x 146 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area630 sqft
PorchEnclosed/Unfinished Porch
Porch Area798 sqft
Patio Area762 sqft

Location & Zoning

Street Address4304 SIMMS RD
CityLAKELAND
StateFL
Zip33810-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionN 292 FT OF S 438 FT OF W 10 AC M/L OF SE1/4 OF SW1/4 LESS SIMMS RD R/W BEING TRACTS B & C OF UNRE SURVEY
Legal Range23E
Legal Township27S
Legal Section32
Legal SubdivisionCINDY ROAD ACREAGE TRACTS
Legal TractB
Legal Block3
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group3
Census Block3017
Census Tract12124

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4304 SIMMS RD, LAKELAND, FL 33810-8400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2000 · Amount on Record
Deed SaleFeb 29, 2000 · Amount on Record
Prior SaleJul 7, 1998 · Amount on Record
Deed Book / Page4410 / 1184
Last Transfer DateSep 3, 2021
Transfer Doc0000248268
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 23, 2021
Property Address4304 SIMMS RD, LAKELAND, FL 33810-8400
Document Number0000248268
Book / Page11905 / 830
Instrument DateSep 3, 2021
Instrument2021248268
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address318 LANCEOLATE DR, 318, WINTER HAVEN, FL 33880-1626

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 SIMMS RD, LAKELAND, FL 33810-8400

Mortgage

Document Number0011905832
DateSep 23, 2021
Instrument11905/832
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,274 (+2.7%)$425,207 (+1.32%) Land $64,320 Building $360,887
2025$1,208.00 (-35.61%) Homeowner's exemption$133,665 (+5.99%)$419,669 (+2.95%) Land $64,320 Building $355,349
2023$1,876.00 (+4.28%) Homeowner's exemption$126,115 (+3%)$407,648 (+14.82%) Land $62,310 Building $345,338
2022$1,799.00 Homeowner's exemption$122,442$355,040 Land $52,059 Building $302,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims19 (2017–2024)
Claims Outside the SFHA2 of 19
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 15 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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