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4338 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4338 Ramona Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,600 sqft · built 2019
Lot Size0.108 acres (4,719 sqft)
OwnerIndividual Name on File
Last Sale$213,216 (Feb 2026)
Tax Bill$1,082 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN953-05005-300

Property Details

APN / Parcel Number

Primary APN953-05005-300
Alternative APN
  • 599502

Interior

Stories2 Stories
Building Area1,600 sqft Living Area
1st Floor Area998 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,719 sqft (0.108 acres)
PorchOpen Porch
Porch Area87 sqft

Location & Zoning

Street Address4338 RAMONA DR
CityLAREDO
StateTX
Zip78046-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUATRO VIENTOS SUR, BLOCK 5, LOT 30, PHASE IX
Legal SubdivisionCUATRO VIENTOS SUR
Legal PhaseIX
Legal Block5
Legal Lot Number30
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1009
Census Tract1806

Owner

Source: Webb County records · APN 953-05005-300

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4338 RAMONA DR, LAREDO, TX 78046-5044
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
THE BANK OF NEW YORK MELLON TRUST COMPAN
Aug 02, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Feb 23, 2026Vendor's Lien, Transfer · FHA Mortgage
GUARANTEED RATE INC
May 28, 2019Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2026 · Amount on Record
Deed SaleFeb 23, 2026 · Amount on Record
Prior SaleMay 28, 2019 · Amount on Record
Deed Document Number20261580369
Deed Book / Page5988 / 836
Prior Transfer DateFeb 19, 2026
Prior Transfer Doc005988/839
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address4338 RAMONA DR, LAREDO, TX 78046-5044
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005988/858
DateFeb 23, 2026
Book Page5988/858
Instrument1580371
Lender
NameTHE BANK OF NEW YORK MELLON TRUST COMPAN
TypePrivate Party
Address4655 SALISBURY RD STE 300, JACKSONVILLE, FL 32256
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address4338 RAMONA DR, LAREDO, TX 78046-5044
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number005082/569
DateAug 02, 2021
Book Page5082/569
Instrument1437467
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 23, 2026
Property Address4338 RAMONA DR, LAREDO, TX 78046-5044
Document Number005988/836
Book / Page5988 / 836
Map ReferenceVOL 36 PG 81-82
Instrument DateFeb 19, 2026
Instrument1580369
Transaction TypeTransfer
Record UpdatedJul 01, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4338 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number0001580370
DateFeb 23, 2026
Instrument1580370
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

May 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 28, 2019
Property Address4338 RAMONA DR, LAREDO, TX 78046-5044
Document Number004604/479
Book / Page4604 / 479
Map ReferenceVOL 36 PG 81&82
Instrument DateMay 24, 2019
Instrument1361571
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 06, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3302 CHACOTA ST # ST12B, ST12B, LAREDO, TX 78046-7025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4338 RAMONA DRIVE, LAREDO, TX 78046-5044
InvestorPossibly a Property Investor

Mortgage

Document Number0001361572
DateMay 28, 2019
Instrument1361572
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$224,526 (+9.81%) Land $52,098 Building $172,428$224,526 (+9.81%) Land $52,098 Building $172,428
2024$1,082.00 (-14.8%)
2023$204,476 Land $30,390 Building $174,086$204,476 Land $30,390 Building $174,086
2022$1,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

Based on FCC filings for 793 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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