Wells County property record for 4338 E 1000 N, Ossian, IN 46777
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 1978 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,000 (Nov 2021) |
| Tax Bill | $7,545 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-14-200-001.000-008 |
| Primary APN | 90-02-14-200-001.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,932 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 468 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001556563 |
|---|---|
| Street Address | 4338 E 1000 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 14-28-12 7.500A N 513.43' OF E 636.5'N W |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 40100 |
4338 E 1000 N, a rural home, is owned and occupied by an individual who bought it in November 2021.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS MERCHANTS STATE BANK |
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK |
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Nov 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on File |
| Deed Sale | Nov 10, 2021 · Amount on File |
| Prior Sale | Nov 20, 2008 · Amount on File |
| Deed Document Number | 20215178 |
| Prior Transfer Date | Nov 5, 2021 |
| Prior Transfer Doc | 0000005178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 8, 2026 |
| Property Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Document Number | 0000002015 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262015 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Document Number | 0000002015, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20262015 |
| Name | FARMERS MERCHANTS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020260781 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 20260781 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 20, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020260455 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 20260455 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Nov 10, 2021 |
| Property Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Document Number | 0020215178 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 20215178 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4338 E 1000 N, OSSIAN, IN 46777-9260 |
| Document Number | 0020215179 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 20215179 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.69% |
|---|
| Document Number | 0020215180 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 20215180 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 20, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4338 E 1000 N was $7,545 with a homeowner's exemption, up 76% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,545.00 (+75.96%) Homeowner's exemption | $744,400 Land $42,000 Building $702,400 | $744,400 Land $42,000 Building $702,400 |
| 2024 | $4,288.00 | ||
| 2023 | $323,900 (+9.5%) Land $41,500 Building $282,400 | $323,900 (+9.5%) Land $41,500 Building $282,400 | |
| 2022 | $2,429.00 | $295,800 Land $30,500 Building $265,300 | $295,800 Land $30,500 Building $265,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4338 E 1000 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4338 E 1000 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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