3938 E 1000 N, Ossian, IN 46777 Property Records

Wells County property record for 3938 E 1000 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,160 sqft · built 1991
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (May 2017)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-500-005.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-500-005.000-008`
Alternative APNs	`00001561553` `0040253101`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,160 sqft Living Area
1st Floor Area	1,872 sqft
Attic	Attic
Attic Area	2,576 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Asphalt
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Mixed
Garage Area	2,728 sqft
Parking Spaces	9 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001561553
Street Address	3938 E 1000 N
City	OSSIAN
State	IN
Zip	46777-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-28-12 1.980A N 360' E PT LOT # 11 COMM PART
Legal Lot Number	11
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4002
Census Tract	40100

Owner

3938 E 1000 N is owned and occupied by an individual who bought it in May 2017.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3938 E 1000 N, OSSIAN, IN 46777-9258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Prior Sale	May 10, 2017 · Amount on File
Deed Document Number	2017954340003
Deed Book / Page	157 / 351
Record Updated	Sep 20, 2026

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	May 17, 2017
Property Address	3938 E 1000 N, OSSIAN, IN 46777-9258
Document Number	000157/351
Book / Page	157 / 351
Instrument Date	May 10, 2017
Instrument	000954340003
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 E 1000 N, OSSIAN, IN 46777-9258

Mortgage

Document Number	000141/904
Date	May 17, 2017
Book Page	141/904
Instrument	000954350014

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3938 E 1000 N was $2,908 with a homeowner's exemption, down 2.4% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (-2.45%) Homeowner's exemption	$444,800 Land $58,800 Building $386,000	$444,800 Land $58,800 Building $386,000
2024	$2,981.00
2023		$414,200 (+11.05%) Land $58,800 Building $355,400	$414,200 (+11.05%) Land $58,800 Building $355,400
2022	$2,494.00	$373,000 Land $40,400 Building $332,600	$373,000 Land $40,400 Building $332,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3938 E 1000 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3938 E 1000 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile, TWN Communications.

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