Lapeer County property record for 4338 Baldwin Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,818 sqft · built 1996 |
| Lot Size | 5.09 acres (221,938 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (May 1995) |
| Tax Bill | $4,194 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Aug 2018 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-013-013-00 |
| Primary APN | 010-013-013-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,818 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 1,848 sqft |
| Unfinished Basement | 1,848 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 221,938 sqft (5.09 acres) |
| Garage Area | 721 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 4338 BALDWIN RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 13 T6N R9E PT OF SE 1/4 OF SEC BEG AT A PT ON E SEC LINE THAT IS S 0 DEG 30'36 W 1053 FT FROM E 1/4 CORN; TH CONT S 0 DEG |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 13 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 342000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 13, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage NATIONS LNDG |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK/EUBANK BR |
| Aug 4, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 1995 · Amount on Record |
| Deed Sale | May 18, 1995 · Amount on Record |
| Deed Document Number | 19951 |
| Last Transfer Date | Aug 21, 2015 |
| Transfer Doc | 0027830288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Document Number | 0032150993 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 3215/993 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029780034 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 2978/34 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Document Number | 0031620344 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4338 BALDWIN RD METAMORA MI 484558976, METAMORA, MI 48455-8976 |
| Document Number | 0031620344 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 003162/000344 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | Jan 5, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Document Number | 0029500080 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4338 BALDWIN RD METAMORA MI 484558976, METAMORA, MI 48455-8976 |
| Document Number | 0029500080 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 002950/000080 |
| Name | FIRSTBANK/EUBANK BR |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 14, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4338 BALDWIN RD, METAMORA, MI 48455-8976 |
| Document Number | 0029150734 |
| Book / Page | 002915 / 000734 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4338 BALDWIN RD METAMORA MI 484558976, METAMORA, MI 48455-8976 |
| Document Number | 0029150734 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 002915/000734 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,800 (+11.48%) | $811,600 (+11.48%) | |
| 2025 | $4,194.00 (+4.17%) Homeowner's exemption | $364,000 (+13.89%) | $728,000 (+13.89%) |
| 2024 | $4,026.00 (+10.54%) | ||
| 2023 | $319,600 | $639,200 | |
| 2022 | $3,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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