4288 Baldwin Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 4288 Baldwin Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,978 sqft · built 1994
Lot Size	5 acres (218,018 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2015)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-013-011-10`

Property Details

APN / Parcel Number

Primary APN	`010-013-011-10`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,978 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	1,965 sqft
Unfinished Basement	1,965 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	218,018 sqft (5 acres)
Garage Area	694 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4288 BALDWIN RD
City	METAMORA
State	MI
Zip	48455-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	T6N R9E, SEC 13 PT OF SE 1/4 OF SEC BEG AT A PT ON E SEC LINE THAT IS S 0 DEG 30'36 W 150 FT FROM E 1/4 CORN; TH CONT S 0 DEG
Legal Range	09E
Legal Township	06N
Legal Section	13
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2003
Census Tract	342000

Owner

4288 Baldwin Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4288 BALDWIN RD, METAMORA, MI 48455-8925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional with PMI FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2015 · Amount on File
Deed Sale	Apr 9, 2015 · Amount on File
Deed Book / Page	2760 / 1
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4288 BALDWIN RD, METAMORA, MI 48455-8925
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4288 BALDWIN RD, METAMORA, MI 48455-8925

Mortgage

Document Number	0033220243
Date	Oct 19, 2022
Book Page	3322/243

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4288 BALDWIN RD, METAMORA, MI 48455-8925
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4288 BALDWIN RD, METAMORA, MI 48455-8925

Mortgage

Document Number	0032070970
Date	Jun 2, 2021
Book Page	3207/970

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4288 BALDWIN RD, METAMORA, MI 48455-8925
Document Number	0030760626
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4288 BALDWIN RD METAMORA MI 484558925, METAMORA, MI 48455-8925

Mortgage

Document Number	0030760626
Date	Jan 29, 2020
Book Page	003076/000626

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4288 Baldwin Rd was $3,305 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,000 (+12.91%)	$474,000 (+12.91%)
2025	$3,305.00 Homeowner's exemption	$209,900	$419,800
2023		$184,400	$368,800
2022	$2,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4288 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4288 Baldwin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Rd

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